FEAR BEAG LTD
🏛️Establishedactive
SC622667 · ltd · incorporated 2019-02-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£-114.8k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 6.6y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £114,776
Cash YoY
-29%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£7k
↓ 29% YoY
Net Worth
-£115k
↑ 1.8% YoY
Current Assets
£17k
↓ 24% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £126.3k | £138.7k |
| Current assets | £16.9k | £22.1k |
| Cash | £7.0k | £9.9k |
| Debtors | £1.1k | £3.2k |
| Net assets | £-114.8k | £-116.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-05📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2021-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-19📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2019-09-19📍change-sail-address-company-with-new-addressaddress · AD02
- 2019-09-17🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2019-09-17🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2019-02-27🏢Company incorporatedAs FEAR BEAG LTD
- 2019-02-27➕MCMAHON, Chris appointeddirector
- 2019-02-27➕MCMAHON, Mike appointeddirector
- 2019-02-27➕MCMAHON, Wilma appointeddirector
- 2019-02-27📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mike Mcmahon Individual · British · DOB 12/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2019 |
Mrs Wilma Mcmahon Individual · British · DOB 03/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2019 |
Mr Chris Mcmahon Individual · British · DOB 08/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GUIDI'S LTD→ SC533374 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| GUN AINM LIMITED→ SC654447 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| H C YU LTD→ SC862333 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HARBOUR STREET POURS LTD→ SC717444 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HEATHMOUNT HOTEL LIMITED→ SC499006 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| HEBRIDEAN HOLIDAY COTTAGES LIMITED→ SC626203 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HIGHLAND BARS LTD→ SC882293 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| HIGHLAND CHINESE LIMITED→ SC804180 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HIGHLAND GUEST SERVICES LTD→ SC848456 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HIGHLAND HOG ROAST LTD→ SC843463 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND HOMELESS TRUST→ SC252664 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| HIGHLAND HOSPITALITY LTD→ SC721231 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-02-27
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
First Floor Robertson House
Shore Street
Inverness
Highland
IV1 1NF
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-12
Last: 2026-02-26
Officers (3 active · 0 resigned)
MCMAHON, Chris→
Activedirector · ~65y · appointed 2019-02-27
View their other companies + combined net worth →
MCMAHON, Mike→
Activedirector · ~44y · appointed 2019-02-27
View their other companies + combined net worth →
MCMAHON, Wilma→
Activedirector · ~65y · appointed 2019-02-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/09/2019 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/09/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-04-15
change-sail-address-company-with-old-address-new-address
address · AD02
2022-04-05
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-03-10