CAF4E @ CREDO COMMUNITY INTEREST COMPANY

🏛️Establishedactive
SC616185 · private-limited-guarant-nsc · incorporated 2018-12-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Unlicenced restaurants and cafes
Sector: Accommodation & food service
ALSO REGISTERED FOR
  • 88990Other social work activities without accommodation n.e.c.
  • 94910Activities of religious organisations
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 74/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-01-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-01-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-01-07
    ➖
    BENNETT, Adam St John resigned
    director
  4. 2026-01-07
    ➖
    COOK, Grace resigned
    director
  5. 2025-09-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-08-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-09-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-11-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2023-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-07-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-10-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-09-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-12-13
    🏢
    Company incorporated
    As CAF4E @ CREDO COMMUNITY INTEREST COMPANY
  15. 2018-12-13
    ➕
    BOWYER, Gerry appointed
    director
  16. 2018-12-13
    ➕
    BOWYER, Joanna Joy appointed
    director
  17. 2018-12-13
    ➕
    BENNETT, Adam St John appointed
    director
  18. 2018-12-13
    ➕
    COOK, Grace appointed
    director
  19. 2018-12-13
    📄
    incorporation-community-interest-company
    incorporation · CICINC

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BENNETT, Adam St John resigned 2026-01-07; COOK, Grace resigned 2026-01-07

Group structure

Caf4e Bridge Of Don Missional Community Scio is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Caf4e Bridge Of Don Missional Community Scio
Corporate parent · board control
⬇
CAF4E @ CREDO COMMUNITY INTEREST COMPANY
This company · SC616185

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Caf4e Bridge Of Don Missional Community Scio
Corporate entity
—75–100%board control75-100% voting · board control13/12/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2018-12-13
Jurisdictionscotland
Primary SIC56102 — Unlicenced restaurants and cafes

Registered office

36 Rothesay Street Rothesay Street
Chapelton
Stonehaven
AB39 8AH
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-21
Last: 2026-01-07

Officers (2 active · 2 resigned)

BOWYER, Gerry→
director · ~66y · appointed 2018-12-13
View their other companies + combined net worth →
Active
BOWYER, Joanna Joy→
director · ~66y · appointed 2018-12-13
View their other companies + combined net worth →
Active
BENNETT, Adam St John→
director · ~62y · appointed 2018-12-13 · resigned 2026-01-07
Resigned
COOK, Grace→
director · ~66y · appointed 2018-12-13 · resigned 2026-01-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (19 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-12
termination-director-company-with-name-termination-date
officers · TM01
2026-01-11
termination-director-company-with-name-termination-date
officers · TM01
2026-01-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-12
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-26