AJ AYRSHIRE PROPERTIES LIMITED
💤Zombieactive
SC607003 · ltd · incorporated 2018-09-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£6.0k
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 66/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
11 live charges · oldest 5.8y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,049
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£6k
↑ 74% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £426.9k | £362.9k |
| Current assets | — | £363.3k |
| Net assets | £6.0k | £3.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 mortgage
- • 1 confirmation-statement
Last 180 days
6
filings
- • 4 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-03-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-06🔓Charge satisfied #3
- 2026-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-09🔒Charge registered #11Lender: The Mortgage Works (UK) PLC
- 2025-11-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14🔒Charge registered #10Lender: The Mortgage Works (UK) PLC
- 2025-11-14🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2025-11-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-16🔒Charge registered #8Lender: The Mortgage Works (UK) PLC
- 2024-10-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-24🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2023-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-05🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2023-05-05🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2022-10-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-24🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2021-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-16🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2021-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-09🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-16🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2018-09-03🏢Company incorporatedAs AJ AYRSHIRE PROPERTIES LIMITED
- 2018-09-03➕JACKSON, Andrew appointedsecretary
- 2018-09-03➕JACKSON, Andrew appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 low3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-02-09: A registered charge; 2025-11-14: A registered charge; 2025-11-14: A registered charge
10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Jackson Individual · British · DOB 09/1980 · age 46 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/09/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 17POINT9 LIMITED→ SC772478 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AAM PROPERTIES & CONTRACTS LTD→ SC765222 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABERFERN LIMITED→ SC156215 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| ABERLEY HOUSE LIMITED→ SC319944 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ACACIA LANDHOLDINGS LIMITED→ SC386853 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ADM PROPERTIES (SCOTLAND) LTD→ SC656279 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AGMC PROPERTIES LIMITED→ SC777095 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGTEL LTD→ SC657699 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AHEAD PROPERTY GROUP LIMITED→ SC870578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AITKEN HOLDINGS LIMITED→ SC094098 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
| AJ FUTURES LTD→ SC797399 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AJB PROPERTY GROUP HOLDINGS LTD→ SC831749 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-09-03
Jurisdictionscotland
Primary SIC68320 — Management of real estate on a fee or contract basis
Registered office
63b High Road
Stevenston
KA20 3DX
Scotland
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (2 active · 0 resigned)
Active
JACKSON, Andrew→
Activedirector · ~46y · appointed 2018-09-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
10
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 2 properties | 09/02/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 2 properties | 14/11/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/11/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/04/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/09/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 05/05/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 05/05/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/06/2022 | — | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/12/2021 | 06/03/2026 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 09/09/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/06/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-09