S & A ADAMS LIMITED

🏛️Establishedactive
SC600296 · ltd · incorporated 2018-06-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£440.6k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: SIC 01410
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 7.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 7.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £440,567

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£441k
↑ 97% YoY
Current Assets
£439k
↓ 7.4% YoY
Current Liabilities
—
£0£95k£190k£285k£379k£474kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£1.04M£664.8k
Current assets£439.3k£474.3k
Debtors£128.2k£151.0k
Net assets£440.6k£223.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-08-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2024-08-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-08-01
    ➕
    ADAMS, Jamie Stewart appointed
    director
  6. 2024-08-01
    ➕
    ADAMS, Steven Murray appointed
    director
  7. 2023-11-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-11-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-10-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-06-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2019-06-06
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
  13. 2019-05-07
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2019-04-23
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2019-03-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2018-06-18
    🏢
    Company incorporated
    As S & A ADAMS LIMITED
  17. 2018-06-18
    ➕
    ADAMS, Ann appointed
    director
  18. 2018-06-18
    ➕
    ADAMS, David Stewart appointed
    director
  19. 2018-06-18
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "ADAMS" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — ADAMS, Jamie Stewart (same surname) appointed 2024-08-01. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr David Stewart Adams
Individual · British · DOB 03/1956 · age 70
25–50%
25–50%25-50% shares · 25-50% voting18/06/2018
Mrs Ann Adams
Individual · British · DOB 12/1960 · age 66
25–50%
25–50%25-50% shares · 25-50% voting18/06/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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——722y8261y
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——£48.7k—31y8274y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-06-18
Jurisdictionscotland
Primary SIC01410 — SIC 01410

Registered office

Damhouse Farm
Kirkcolm
Stranraer
DG9 0QG
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-01
Last: 2025-06-17

Officers (4 active · 0 resigned)

ADAMS, Ann→
director · ~66y · appointed 2018-06-18
View their other companies + combined net worth →
Active
ADAMS, David Stewart→
director · ~70y · appointed 2018-06-18
View their other companies + combined net worth →
Active
ADAMS, Jamie Stewart→
director · ~39y · appointed 2024-08-01
View their other companies + combined net worth →
Active
ADAMS, Steven Murray→
director · ~34y · appointed 2024-08-01
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
A registered charge—06/06/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (20 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
appoint-person-director-company-with-name-date
officers · AP01
2024-08-30
appoint-person-director-company-with-name-date
officers · AP01
2024-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-20