N500 HOLDINGS LTD
🏛️Establishedactive
SC583398 · ltd · incorporated 2017-12-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 8.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 gazette
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 gazette
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-03-17📄gazette-notice-compulsorygazette · GAZ1
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-08🔓Charge satisfied #4
- 2024-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-24📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-02-21📄gazette-notice-compulsorygazette · GAZ1
- 2022-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-09🔒Charge registered #4Lender: Bank of Scotland PLC (Company Number SC327000)
- 2019-10-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-03-28🔒Charge registered #3Lender: Bank of Scotland PLC
- 2019-03-21🔒Charge registered #2Lender: Bank of Scotland PLC
- 2019-03-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-03-06🔓Charge satisfied #1
- 2018-04-23🔒Charge registered #1Lender: Barclays Bank UK PLC
- 2017-12-08🏢Company incorporatedAs N500 HOLDINGS LTD
- 2017-12-08➕MACGREGOR, John Angus appointeddirector
- 2017-12-08➕MACKENZIE, Rory Callum appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Rory Callum Mackenzie Individual · British · DOB 08/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 08/12/2017 |
Mr John Angus Macgregor Individual · British · DOB 09/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 08/12/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 777 DEVELOPMENT LTD→ SC837768 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A & G RESIDENTIAL PROPERTY LTD→ SC838787 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A'CHOMRAICH LETTINGS LTD→ SC574075 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AA & D HOLDINGS LIMITED→ SC866048 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB PROPERTIES LTD→ SC846455 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB&MB PROPERTIES LTD→ SC841515 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABMAW LIMITED→ SC605960 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABSM ESTATE AGENTS LTD.→ SC333904 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AJR ASSET & PROPERTY MANAGEMENT LTD→ SC881806 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AKASA HOLIDAY LETS LIMITED→ SC799443 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLIED HEALTHCARE LTD→ SC643032 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMIYA LTD→ SC746596 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-12-08
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Glendruidh House
Old Edinburgh Road South
Inverness
IV2 6AR
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-21
Last: 2025-12-07
Officers (2 active · 0 resigned)
MACGREGOR, John Angus→
Activedirector · ~40y · appointed 2017-12-08
View their other companies + combined net worth →
MACKENZIE, Rory Callum→
Activedirector · ~40y · appointed 2017-12-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC (Company Number SC327000) | A registered charge | 1 property | 09/12/2019 | 08/08/2025 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 28/03/2019 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 21/03/2019 | — | |
| satisfied | Barclays Barclays Bank UK PLC | A registered charge | — | 23/04/2018 | 06/03/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
gazette-notice-compulsory
gazette · GAZ1
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-27
gazette-filings-brought-up-to-date
gazette · DISS40
2023-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-23
gazette-notice-compulsory
gazette · GAZ1
2023-02-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-08