3N PROPERTY LIMITED
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 7.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £220.4k | £226.8k |
| Current assets | £6.2k | £5.9k |
| Cash | £5.5k | £5.1k |
| Debtors | £666 | £861 |
| Net assets | £-5.8k | £-11.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (17 events)Click to expand
- 2025-08-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-08🔒Charge registered #3Lender: Handelsbanken PLC
- 2020-08-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-15🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2018-06-11🔒Charge registered #1Lender: Svenska Handelsbanken Ab (Publ)
- 2017-11-02🏢Company incorporatedAs 3N PROPERTY LIMITED
- 2017-11-02➕NAIRN, David Hamilton appointeddirector
- 2017-11-02📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Cullen Nairn Individual · British · DOB 03/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/11/2017 |
Mr David Cullen Hamilton Nairn Individual · British · DOB 06/2000 · age 26 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/11/2017 |
Jack Cullen Hamilton Nairn Individual · British · DOB 04/2005 · age 21 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/11/2017 |
Mr David Hamilton Nairn Individual · British · DOB 11/1969 · age 57 | — | — | sig. influencesignificant influence | 02/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 185 PROPERTIES LTD→ SC862588 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1981 LTD→ SC757666 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 2 INSTALL PROPERTY LTD→ SC820009 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 25PROPERTY INN LTD→ SC871000 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5M ESTATES LTD→ SC784798 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A3 BRANDS LTD→ SC558057 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACK COMMERCIAL LTD→ SC838391 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADA JESS PROPERTIES LIMITED→ SC822199 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AG PROPERTIES (SCOTLAND) LTD→ SC870761 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGR BROTHERS LTD→ SC775740 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJ PROPERTIES (SCOTLAND) LTD.→ SC533198 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AJ RENTALS (SCOTLAND) LTD.→ SC535025 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 08/04/2021 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 15/06/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 11/06/2018 | — |