PLATINUM FINANCIAL PARTNERS LTD
🏛️Establishedactive
SC573999 · ltd · incorporated 2017-08-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-09-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-10📄capital-allotment-sharescapital · SH01
- 2017-11-24📄capital-allotment-sharescapital · SH01
- 2017-08-17🏢Company incorporatedAs PLATINUM FINANCIAL PARTNERS LTD
- 2017-08-17➕MCINTOSH, Julie Margaret appointeddirector
- 2017-08-17➕TANNER, William Colin appointeddirector
- 2017-08-17📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julie Margaret Mcintosh Individual · British · DOB 08/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/08/2017 |
Mr William Colin Tanner Individual · British · DOB 06/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JFX TRADING NETWORK LTD→ SC847676 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JMC FINANCIAL SERVICES LIMITED→ SC245180 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| MONARCHIA (AESTHETICS AND SAFETY) CONSULTANCY LTD→ SC801508 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| NEWARD WEALTH MANAGEMENT LTD→ SC575440 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| NEWARK WEALTH LTD→ SC557559 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| NICHOLSON WEALTH LIMITED→ SC835235 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ONE INGRAM FINANCE LTD→ SC555330 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| PALADIN FINANCIAL SERVICES LIMITED→ SC187673 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| PARK PENSION RECOVERY SERVICE LTD→ SC630142 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| PELICAN FINANCE LIMITED→ SC521621 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| PETERKIN MORTGAGE SOLUTIONS LTD→ SC825765 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| POPULAR PROTECT LIMITED→ SC882168 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-17
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
152a High Street
Irvine
KA12 8AN
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-25
Last: 2025-08-11
Officers (2 active · 0 resigned)
MCINTOSH, Julie Margaret→
Activedirector · ~61y · appointed 2017-08-17
View their other companies + combined net worth →
TANNER, William Colin→
Activedirector · ~62y · appointed 2017-08-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (19 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-11
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-07
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-06
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-10
confirmation-statement-with-updates
confirmation-statement · CS01
2018-11-05