CAMERONS (KIRRIEMUIR) LTD
🏛️Establishedactive
SC571572 · ltd · incorporated 2017-07-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£-2.5k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £2,547
Very low cash
Cash position: £1
Cash YoY
+0%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1
~ YoY
Net Worth
-£3k
↓ 49% YoY
Current Assets
£72
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £-2.5k | £-1.3k |
| Current assets | £72 | £72 |
| Cash | £1 | £1 |
| Debtors | £71 | £71 |
| Net assets | £-2.5k | £-1.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-03-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-03-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-04-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-04-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-04-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-07-19🏢Company incorporatedAs CAMERONS (KIRRIEMUIR) LTD
- 2017-07-19➕CAMERON, Angela Holman appointeddirector
- 2017-07-19➕CAMERON, Ewan Angus appointeddirector
- 2017-07-19📄incorporation-companyincorporation · NEWINC
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CAMERON" — strong identity link between founder and business.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ewan Angus Cameron Individual · British · DOB 11/1959 · age 67 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/07/2017 |
Mrs Angela Holman Cameron Individual · British · DOB 09/1963 · age 63 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/07/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALBION FINANCIAL SOLUTIONS LIMITED→ SC819908 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLIANCE WITAN PLC→ SC001731 · est 1888 · no financials extracted | — | — | — | — | 137y | — | — |
| ASTUTE PLANNING LIMITED→ SC434831 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AUSTIN JAMES CAPITAL LTD→ SC874074 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CAMERONS FINANCIAL PLANNING LIMITED→ SC560054 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CHRISTIAN NISSEN LTD→ SC668894 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CLARITY MORTGAGE SOLUTIONS LIMITED→ SC498498 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CLINIC MAN LTD→ SC599215 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DARK BLUE STUDIO LIMITED→ SC790300 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DD1 HOLDINGS LTD→ SC524244 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DISCOVER MORTGAGE & PROTECTION LIMITED→ SC823284 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DLFD INVESTMENTS LTD→ SC841963 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-07-19
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
10 School Wynd
Kirriemuir
Angus
DD8 4BQ
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-01
Last: 2025-07-18
Officers (2 active · 0 resigned)
CAMERON, Angela Holman→
Activedirector · ~63y · appointed 2017-07-19
View their other companies + combined net worth →
CAMERON, Ewan Angus→
Activedirector · ~67y · appointed 2017-07-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (17 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-04-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-27
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-04-17