DUNBAR ROCK INVESTMENTS LTD

💤Zombieactive
SC566846 · ltd · incorporated 2017-05-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
year to May 2024
Net worth
£2.24M
book net assets
Opportunity
65/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Special-situation opportunity
Distressed property with salvageable qualities — special-situations priority.

Opportunity 65/100 (strong), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100).

🏦

Refinance opportunity

7 live charges · 3 lenders · oldest 8.8y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 8.8 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £2,238,244

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£2.2m
↑ 1.1% YoY
Current Assets
£196k
Current Liabilities
£0£448k£895k£1.3m£1.8m£2.2mMay 2023May 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-05-312023-05-31
Total assets£3.69M£3.63M
Current assets£195.6k
Debtors£195.6k£142.0k
Net assets£2.24M£2.21M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 gazette
Last 90 days
1
filing
  • 1 gazette
Last 180 days
1
filing
  • 1 gazette
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-04-28
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  2. 2025-05-03
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  3. 2025-04-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2025-04-29
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2024-05-04
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  6. 2024-05-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-04-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  8. 2023-04-26
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  9. 2023-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-04-25
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  11. 2022-02-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-07-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2021-07-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2021-07-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2021-07-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2021-07-24
    🔓
    Charge satisfied #5
  17. 2021-07-24
    🔓
    Charge satisfied #3
  18. 2021-07-24
    🔓
    Charge satisfied #4
  19. 2021-07-23
    🔒
    Charge registered #7
    Lender: Cynergy Bank Limited
  20. 2021-07-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2021-07-14
    🔒
    Charge registered #6
    Lender: Cynergy Bank Limited
  22. 2021-03-18
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2021-03-18
    🔓
    Charge satisfied #2
  24. 2021-03-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  25. 2020-10-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2020-10-17
    🔒
    Charge registered #5
    Lender: Platform Business Consultancy (Fze)
  27. 2019-11-02
    🔓
    Charge satisfied #1
  28. 2019-10-30
    🔒
    Charge registered #3
    Lender: Platform Business Consultancy (Fze)
  29. 2019-10-25
    🔒
    Charge registered #4
    Lender: Platform Business Consultancy (Fze)
  30. 2017-08-11
    🔒
    Charge registered #2
    Lender: A Shade Greener Limited
  31. 2017-08-01
    🔒
    Charge registered #1
    Lender: A Shade Greener Limited
  32. 2017-05-24
    🏢
    Company incorporated
    As DUNBAR ROCK INVESTMENTS LTD
  33. 2017-05-24
    FLAME, Simon Paul appointed
    director

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high · 1 med ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-02-28

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Simon Paul Flame
Individual · British · DOB 05/1962 · age 64
75100%
75-100% shares24/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-05-24
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

16 Bayswell Park
Dunbar
EH42 1AE
United Kingdom

Filing status

Accounts
Next due: 2026-02-28OVERDUE
Last made up to: 2024-05-31
Confirmation statement
Next due: 2026-06-06
Last: 2025-05-23

Officers (1 active · 0 resigned)

FLAME, Simon Paul
director · ~64y · appointed 2017-05-24
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
2
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Cynergy Bank
Cynergy Bank Limited
A registered charge1 property23/07/2021
outstanding
Cynergy Bank
Cynergy Bank Limited
A registered charge14/07/2021
satisfied
Platform Business Consultancy (Fze)
A registered charge17/10/202024/07/2021
satisfied
Platform Business Consultancy (Fze) / Scantic / Endeavour / Somari Sal (Offshore)
Platform Business Consultancy (Fze) / Scantic Limited / Endeavour Limited / Somari Sal (Offshore)
A registered charge30/10/201924/07/2021
satisfied
Platform Business Consultancy (Fze) / Scantic / Endeavour / Somari Sal (Offshore)
Platform Business Consultancy (Fze) / Scantic Limited / Endeavour Limited / Somari Sal (Offshore)
A registered charge1 property25/10/201924/07/2021
satisfied
A Shade Greener
A Shade Greener Limited
A registered charge1 property11/08/201718/03/2021
satisfied
A Shade Greener
A Shade Greener Limited
A registered charge01/08/201702/11/2019
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (38 total)

gazette-notice-compulsory
gazette · GAZ1
2026-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-24
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-04-30
gazette-notice-compulsory
gazette · GAZ1
2025-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-29
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-01
gazette-notice-compulsory
gazette · GAZ1
2024-04-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-23
gazette-filings-brought-up-to-date
gazette · DISS40
2023-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
gazette-notice-compulsory
gazette · GAZ1
2023-04-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-28