ABBEY WILLS AND ESTATE PLANNING LIMITED
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £3.1k | £9.3k |
| Current assets | £6.2k | £13.9k |
| Net assets | £-3.5k | £1.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (12 events)Click to expand
- 2026-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2017-05-23🏢Company incorporatedAs ABBEY WILLS AND ESTATE PLANNING LIMITED
- 2017-05-23➕ABRAHAM, Derek appointeddirector
- 2017-05-23📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Derek Abraham Individual · Scottish · DOB 06/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AFFLUENT FINANCIAL PLANNING LTD.→ SC161571 · est 1995 | — | — | — | 700 | 30y | 82 | 62y |
| LARP RISK CONSULTANCY LTD→ SC865580 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LOMOND HOUSING LTD→ SC756967 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| MACDONALDS INDEPENDENT FINANCIAL ADVISERS LIMITED→ SC461877 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| MAGA INVEST LIMITED→ SC711715 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MAIR FINANCE LIMITED→ SC585979 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| MORANSH FINANCIAL SERVICES LIMITED→ SC772473 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MORTGAGE SOURCING LIMITED→ SC646474 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| MRC FINANCIAL SERVICES LTD→ SC505075 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| NJK LOSS ADJUSTERS LTD→ SC754124 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| PHOENIX WEALTH SOLUTIONS LIMITED→ SC222334 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ROBB & ASSOCIATES LTD→ SC484800 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.