ASPIRE WEALTH ( SCOTLAND ) LIMITED

🏛️Establishedactive
SC540656 · ltd · incorporated 2016-07-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£3.1k
book net assets
Opportunity
71/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £3,066

Key financials

1 year extracted from filed iXBRL accounts
Cash
£42k
Net Worth
£3k
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-31
Total assets£19.6k
Cash£42.1k
Net assets£3.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 address
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2025-12-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-05-28
    📄
    accounts-amended-with-made-up-date
    accounts · AAMD
  3. 2025-05-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-05-09
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2024-04-26
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2023-10-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2022-10-14
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2021-05-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2020-10-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2020-05-15
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2019-05-14
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2018-11-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2017-11-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-05-13
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2016-07-20
    🏢
    Company incorporated
    As ASPIRE WEALTH ( SCOTLAND ) LIMITED
  16. 2016-07-20
    ➕
    MCFARLANE, Alana Mary appointed
    director
  17. 2016-07-20
    ➕
    THOMSON, Mark John appointed
    director
  18. 2016-07-20
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Mark John Thomson
Individual · British · DOB 02/1969 · age 57
25–50%
25–50%25-50% shares · 25-50% voting20/07/2016
Miss Alana Mary Mcfarlane
Individual · British · DOB 03/1981 · age 45
25–50%
25–50%25-50% shares · 25-50% voting20/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-07-20
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

31 Witchknowe Road
Kilmarnock
KA1 4LN
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-02
Last: 2025-07-19

Officers (2 active · 0 resigned)

MCFARLANE, Alana Mary→
director · ~45y · appointed 2016-07-20
View their other companies + combined net worth →
Active
THOMSON, Mark John→
director · ~57y · appointed 2016-07-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (24 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-21
accounts-amended-with-made-up-date
accounts · AAMD
2025-05-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-05-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-26
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-19
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-05-13
change-person-director-company-with-change-date
officers · CH01
2020-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-22