RATHVEN INVESTMENTS LTD

🏛️Establishedactive
SC539243 · ltd · incorporated 2016-06-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£651.9k
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 84-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 85/100. Strong seller-intent signal (70/100, director aged 84). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

8 live charges · 2 lenders · oldest 9.3y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 9.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £651,916
Net assets shrinking
Down £20,804 YoY
Cash YoY
-20%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£118k
↓ 20% YoY
Net Worth
£652k
↓ 3.1% YoY
Current Assets
£655k
↓ 4.5% YoY
Current Liabilities
—
£0£137k£274k£411k£548k£685kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£651.9k£672.7k
Current assets£654.8k£685.4k
Cash£117.8k£148.2k
Debtors£536.9k£537.3k
Net assets£651.9k£672.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 officers
  • • 1 accounts
Last 90 days
2
filings
  • • 1 officers
  • • 1 accounts
Last 180 days
2
filings
  • • 1 officers
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2026-03-26
    ➕
    MACLENNAN, Fiona appointed
    director
  2. 2026-03-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-03-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-03-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-08-27
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  6. 2024-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-04-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-06-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2021-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2021-08-03
    🔓
    Charge satisfied #8
  18. 2021-08-03
    🔓
    Charge satisfied #7
  19. 2021-08-03
    🔓
    Charge satisfied #6
  20. 2021-08-03
    🔓
    Charge satisfied #2
  21. 2021-08-03
    🔓
    Charge satisfied #5
  22. 2021-08-03
    🔓
    Charge satisfied #4
  23. 2021-08-03
    🔓
    Charge satisfied #3
  24. 2021-08-03
    🔓
    Charge satisfied #1
  25. 2021-04-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2020-03-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  27. 2019-05-09
    📄
    memorandum-articles
    incorporation · MA
  28. 2016-12-29
    🔒
    Charge registered #8
    Lender: Barclays Bank PLC as Security Agent
  29. 2016-12-29
    🔒
    Charge registered #7
    Lender: Barclays Bank PLC as Security Agent
  30. 2016-12-29
    🔒
    Charge registered #6
    Lender: Barclays Bank PLC as Security Agent
  31. 2016-12-21
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC (As Security Agent)
  32. 2016-12-20
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC as Security Agent
  33. 2016-12-20
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC as Security Agent
  34. 2016-12-20
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC as Security Agent
  35. 2016-12-20
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC (As Security Agent)
  36. 2016-06-30
    🏢
    Company incorporated
    As RATHVEN INVESTMENTS LTD
  37. 2016-06-30
    ➕
    CAMERON, David John appointed
    director

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 84 — succession pressure is live.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ms Frances June Center
Individual · British · DOB 07/1957 · age 69
75–100%
—75-100% shares20/12/2016
1 historic (ceased) PSC
  • Mr David John Cameronceased 20/12/2016· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-06-30
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

First Floor
111 Grampian Road
Aviemore
Inverness-Shire
PH22 1RH

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29

Officers (2 active · 0 resigned)

CAMERON, David John→
director · ~84y · appointed 2016-06-30
View their other companies + combined net worth →
Active
MACLENNAN, Fiona→
director · ~56y · appointed 2026-03-26
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
0
Outstanding
0
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC as Security Agent
A registered charge1 property29/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC as Security Agent
A registered charge1 property29/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC as Security Agent
A registered charge1 property29/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC (As Security Agent)
A registered charge—21/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC as Security Agent
A registered charge—20/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC as Security Agent
A registered charge—20/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC as Security Agent
A registered charge—20/12/201603/08/2021
satisfied
Barclays
Barclays Bank PLC (As Security Agent)
A registered charge—20/12/201603/08/2021

Recent filings (43 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-27
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-08
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-03
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-03
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-03
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-03