BCK 200M LIMITED
- · Oldest live charge 10.0y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · oldest 10.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2025-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-11🔓Charge satisfied #5
- 2024-09-11🔓Charge satisfied #2
- 2024-09-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-10🔓Charge satisfied #4
- 2024-09-10🔓Charge satisfied #3
- 2024-07-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-10🔓Charge satisfied #1
- 2024-06-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-06-28📄gazette-notice-compulsorygazette · GAZ1
- 2021-10-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-17🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2020-10-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-28🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2020-09-28🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2017-01-10🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2016-05-30🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2016-04-11🏢Company incorporatedAs BCK 200M LIMITED
- 2016-04-11➕PHIMISTER, Jill appointeddirector
- 2016-04-11➕PHIMISTER, Mark George appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark George Phimister Individual · British · DOB 04/1975 · age 51 | 25–50% | — | 25-50% shares | 11/04/2016 |
Mrs Jill Phimister Individual · British · DOB 03/1976 · age 50 | 25–50% | — | 25-50% shares | 11/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/11/2020 | 11/09/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 28/09/2020 | 10/09/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 28/09/2020 | 10/09/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 10/01/2017 | 11/09/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 30/05/2016 | 10/07/2024 |