BANCO RESTAURANT LIMITED
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 9.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Turnover | — | £1.32M |
| Gross profit | — | £833.3k |
| Operating profit | — | £110.6k |
| Profit before tax | — | £113.2k |
| Average employees | 2100 | 1400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Corporate timeline (23 events)Click to expand
- 2026-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-18📄capital-name-of-class-of-sharescapital · SH08
- 2023-04-11📄resolutionresolution · RESOLUTIONS
- 2023-04-11📄memorandum-articlesincorporation · MA
- 2023-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-30➖SLOAN, Paul Gerrard resigneddirector
- 2020-05-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-05-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-05-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-05-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-03🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2016-01-26🏢Company incorporatedAs BANCO RESTAURANT LIMITED
- 2016-01-26➕CECCHETTI, Roberto Saverio appointeddirector
- 2016-01-26➕SLOAN, Paul Gerrard appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Roberto Saverio Cecchetti Individual · British · DOB 08/1970 · age 56 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Paul Gerrard Sloanceased 30/05/2020· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 03/03/2017 | — |