ANNAT POINT (HOLDINGS) LIMITED

🌳Matureactive
SC522764 · ltd · incorporated 2015-12-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Activities of distribution holding companies
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 72-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 9.4y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees4400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-04-08
    📄
    memorandum-articles
    incorporation · MA
  4. 2024-04-08
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2023-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-12-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-12-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-11-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-08-08
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  13. 2017-06-01
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  14. 2017-06-01
    📄
    capital-name-of-class-of-shares
    capital · SH08
  15. 2017-05-12
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  16. 2017-04-25
    📄
    capital-cancellation-shares
    capital · SH06
  17. 2016-12-01
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland Pic
  18. 2015-12-17
    🏢
    Company incorporated
    As ANNAT POINT (HOLDINGS) LIMITED
  19. 2015-12-17
    BOYD, Alexander appointed
    director
  20. 2015-12-17
    BOYD, Duncan Grant appointed
    director
  21. 2015-12-17
    BOYD, Malcolm Cameron appointed
    director
  22. 2015-12-17
    MACCOLL, Christine Catherine appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

4 active beneficial owners · fragmented
NameSharesVoting rightsNature of controlNotified
Mr Alexander Boyd
Individual · British · DOB 01/1961 · age 65
sig. influencesignificant influence13/12/2016
Ms Christine Catherine Maccoll
Individual · British · DOB 12/1959 · age 67
sig. influencesignificant influence13/12/2016
Mr Duncan Grant Boyd
Individual · British · DOB 06/1955 · age 71
sig. influencesignificant influence13/12/2016
Mr Malcolm Boyd
Individual · British · DOB 05/1954 · age 72
sig. influencesignificant influence13/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-12-17
Jurisdictionscotland
Primary SIC64204 — Activities of distribution holding companies

Registered office

The Pier Annat Point
Corpach
Fort William
Inverness-Shire
PH33 7NN
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-22
Last: 2025-12-08

Officers (4 active · 0 resigned)

BOYD, Alexander
director · ~65y · appointed 2015-12-17
View their other companies + combined net worth →
Active
BOYD, Duncan Grant
director · ~71y · appointed 2015-12-17
View their other companies + combined net worth →
Active
BOYD, Malcolm Cameron
director · ~72y · appointed 2015-12-17
View their other companies + combined net worth →
Active
MACCOLL, Christine Catherine
director · ~67y · appointed 2015-12-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland Pic
A registered charge01/12/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (34 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-17
memorandum-articles
incorporation · MA
2024-04-08
resolution
resolution · RESOLUTIONS
2024-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-17