CRAIGHEAD NURSERIES LTD

🌳Matureactive
SC521313 · ltd · incorporated 2015-11-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
£89.8k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
Pursue
Active trading company with a 75-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 10.2y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £89,848

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£90k
Current Assets
£242k
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-05-31
Total assets£208.5k
Current assets£241.5k
Net assets£89.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
3
filings
  • 2 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-03-16
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  2. 2025-11-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-09-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-11-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-10-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-08-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-02-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-01-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-02-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-08-23
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2017-06-27
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  12. 2016-10-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2016-10-03
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  14. 2016-03-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2016-03-07
    🔓
    Charge satisfied #1
  16. 2016-02-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2016-02-23
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC.
  18. 2015-12-17
    GOLDIE, James Dunlop appointed
    director
  19. 2015-12-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2015-11-27
    🏢
    Company incorporated
    As CRAIGHEAD NURSERIES LTD
  21. 2015-11-27
    GOLDIE, Elspeth Jean appointed
    director
  22. 2015-11-27
    GOLDIE, Michael James appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 75 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Elspeth Jean Goldie
Individual · Scottish · DOB 12/1984 · age 42
2550%
25–50%25-50% shares · 25-50% voting01/11/2016
Mr Michael James Goldie
Individual · Scottish · DOB 12/1984 · age 42
2550%
25–50%25-50% shares · 25-50% voting01/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-11-27
Jurisdictionscotland
Primary SIC85100 — Pre-primary education

Registered office

Craighead
Farm
Mauchline
Ayrshire
KA5 6EX
Scotland

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-12-10
Last: 2025-11-26

Officers (3 active · 0 resigned)

GOLDIE, Elspeth Jean
director · ~42y · appointed 2015-11-27
View their other companies + combined net worth →
Active
GOLDIE, James Dunlop
director · ~75y · appointed 2015-12-17
View their other companies + combined net worth →
Active
GOLDIE, Michael James
director · ~42y · appointed 2015-11-27
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge03/10/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC.
A registered charge23/02/201607/03/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (26 total)

change-account-reference-date-company-current-extended
accounts · AA01
2026-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-26
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-10
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-04