SCOTIA HOMES (HOLDINGS) LIMITED
- · Oldest live charge 10.3y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 84). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 10.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 10.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 accounts
- • 3 capital
- • 3 resolution
- • 1 accounts
- • 3 capital
- • 3 resolution
- • 2 officers
Corporate timeline (56 events)Click to expand
- 2026-04-01📄accounts-with-accounts-type-groupaccounts · AA
- 2026-03-26➕MORRICE, Craig Sutherland appointeddirector
- 2026-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-03📄capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figurecapital · SH04
- 2026-02-26📄resolutionresolution · RESOLUTIONS
- 2026-02-23📄resolutionresolution · RESOLUTIONS
- 2026-02-23📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2026-02-12📄resolutionresolution · RESOLUTIONS
- 2026-02-12📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2026-01-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-09➖BEATON, Carol Anne resigneddirector
- 2025-08-26📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2025-08-04📄resolutionresolution · RESOLUTIONS
- 2025-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31➖REID, Graham resigneddirector
- 2025-04-04📄accounts-with-accounts-type-groupaccounts · AA
- 2024-03-25📄capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figurecapital · SH04
- 2024-03-21📄resolutionresolution · RESOLUTIONS
- 2024-03-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-02-29➖HMS SECRETARIES LIMITED resignedcorporate-secretary
- 2024-02-29📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-01📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2023-10-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-18➖BOYLE, Patrick Joseph resigneddirector
- 2023-04-27📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2023-02-06📄accounts-with-accounts-type-groupaccounts · AA
- 2023-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-31➖BRUCE, William Martin resigneddirector
- 2022-11-30➖LONIE, Andrew resigneddirector
- 2021-05-04➕REID, Graham appointeddirector
- 2020-07-22➕HMS SECRETARIES LIMITED appointedcorporate-secretary
- 2020-07-07➕BEGBIE, Richard Gerard appointeddirector
- 2020-07-07➕MACLENNAN, Fiona appointeddirector
- 2020-07-07➕BOYLE, Patrick Joseph appointeddirector
- 2020-07-07➕LONIE, Andrew appointeddirector
- 2020-05-28➕CAMERON, David John appointeddirector
- 2020-05-28➕LINTON, Bruce Reid appointeddirector
- 2020-05-28➖BURNESS PAULL LLP resignedcorporate-secretary
- 2020-05-28➖BURNETT, Stephen resigneddirector
- 2020-05-28➖FAIRLIE, Francis Dominic resigneddirector
- 2020-05-28➖MCLEOD, William Lind resigneddirector
- 2020-05-28➖ZANRE, Michael Luigi Peter resigneddirector
- 2019-11-25➖BRUCE, William Henry resigneddirector
- 2019-06-28➖WATT, Dennis Watson resigneddirector
- 2016-03-11➕GERRARD, Gary James appointeddirector
- 2016-01-07🔒Charge registered #1Lender: Bank of Scotland PLC
- 2015-10-30➕BEATON, Carol Anne appointeddirector
- 2015-10-30➕BRUCE, William Henry appointeddirector
- 2015-10-30➕BURNETT, Stephen appointeddirector
- 2015-10-30➕FAIRLIE, Francis Dominic appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 84 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BEATON, Carol Anne resigned 2026-01-09; REID, Graham resigned 2025-07-31
Group structure
Camlin (No4) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Camlin (No4) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/05/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BELLE HEX LIMITED→ SC492284 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BEST BLINDS SOUTH LANARKSHIRE LTD→ SC730233 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEV MCCLUSKEY ART CLASS CIC→ SC848996 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BH BUILDING (GLASGOW) LIMITED→ SC607106 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BIDE SAUNA LTD→ SC820555 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BIFFA ARGYLL & BUTE LTD→ SC211187 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| BIG DAY MUSIC LTD.→ SC338086 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| BIGBYTES LTD→ SC479556 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BIGGMAC LTD→ SC779811 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BILLY FLINT LTD.→ SC254251 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BINBUSTERS (EASTEND) LIMITED→ SC357387 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| BIRCHWOOD SCOTLAND LIMITED→ SC676030 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 07/01/2016 | — |