MONTEITH PERSONAL CARE MANAGEMENT LIMITED
🌳Matureactive
SC514974 · ltd · incorporated 2015-09-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£124.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Social work activities without accommodation for the elderly and disabled
Sector: Human health & social work
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -32% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £124,158
Cash YoY
-32%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£108k
↓ 32% YoY
Net Worth
£124k
↑ 4.4% YoY
Current Assets
£225k
↑ 8.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £124.2k | £119.0k |
| Current assets | £224.5k | £207.0k |
| Cash | £107.8k | £158.4k |
| Debtors | £116.7k | £48.6k |
| Net assets | £124.2k | £119.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-07-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-08-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-02-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-07-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-10📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2017-05-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-10-04✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2016-10-04📄resolutionresolution · RESOLUTIONS
- 2016-09-18➕CUBITT, Mark appointedsecretary
- 2016-09-18📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2015-09-07🏢Company incorporatedAs MONTEITH PERSONAL CARE MANAGEMENT LIMITED
- 2015-09-07➕CUBITT, Sandra appointeddirector
- 2015-09-07➕LACEY, Karen appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sandra Cubitt Individual · British · DOB 08/1965 · age 61 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Karen Lacey Individual · British · DOB 05/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Healthcare & medical · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SUMMIT HEALTHCARE (WISHAW) LIMITED→ SC182649 · est 1998 | £14.49M £10.43M–£18.54M | — | — | 0 | 28y | 84 | 60y |
| AYRSHIRE HOSPITALS LIMITED→ SC248921 · est 2003 | £4.40M £3.17M–£5.63M | — | — | 0 | 23y | 84 | 64y |
| STONEHOUSE HOSPITALS LIMITED→ SC251033 · est 2003 | £706.3k £508.5k–£904.0k | — | — | 0 | 22y | 92 | 64y |
| RENAISSANCE CARE (UK) LTD→ SC379961 · est 2010 | £389.9k £280.7k–£499.1k | — | — | 400 | 15y | 84 | 69y |
| PRESTIGE NURSING (SCOTLAND) LIMITED→ SC143810 · est 1993 | — | — | — | 28800 | 33y | 84 | 63y |
| ANSWER PROJECT→ SC212773 · est 2000 · no financials extracted | — | — | — | — | 25y | 83 | 79y |
| CRANSTON NURSERIES LIMITED→ SC253519 · est 2003 | — | — | £360.3k | — | 22y | 83 | 76y |
| EDINBURGH SPORTS INJURY CLINIC LIMITED→ SC245755 · est 2003 | — | — | £97.9k | — | 23y | 83 | 61y |
| ELDER HOMES LIMITED→ SC154896 · est 1994 · no financials extracted | — | — | — | — | 31y | 83 | 80y |
| FLORABANK HOME LIMITED→ SC170166 · est 1996 · no financials extracted | — | — | — | — | 29y | 83 | 81y |
| MCSENCE LIMITED→ SC129794 · est 1991 · no financials extracted | — | — | — | — | 35y | 83 | 76y |
| OPEX LTD.→ SC191607 · est 1998 | — | — | — | 3400 | 27y | 83 | 72y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2015-09-07
Jurisdictionscotland
Primary SIC88100 — Social work activities without accommodation for the elderly and disabled
Registered office
Unit 4, Castlebrae Business Centre
40 Peffer Place
Edinburgh
EH16 4BB
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-20
Last: 2025-09-06
Officers (3 active · 0 resigned)
Active
CUBITT, Sandra→
Activedirector · ~61y · appointed 2015-09-07
View their other companies + combined net worth →
LACEY, Karen→
Activedirector · ~55y · appointed 2015-09-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (27 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-08-25
change-person-director-company-with-change-date
officers · CH01
2020-05-12
change-person-secretary-company-with-change-date
officers · CH03
2020-05-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-02-03