NATURALLY USEFUL CIC

🌳Matureactive

SC509200 · private-limited-guarant-nsc · incorporated 2015-06-24

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Other education n.e.c.

Sector: Education

ALSO REGISTERED FOR

90030Artistic creation

Investor take

Pursue

Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.0y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Newest facility, 3.0 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

12 officers (6 active, 12 linked, 11 with DOB)

Ownership & PSC

0 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

50 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 5 officers
• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (40 events)Click to expand

2026-01-20
📄
change-person-director-company-with-change-date
officers · CH01
2026-01-20
📄
change-person-director-company-with-change-date
officers · CH01
2026-01-07
📄
change-person-director-company-with-change-date
officers · CH01
2026-01-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-24
➖
NEVILLE, Amy resigned
director
2025-12-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-21
➖
GREENHILL, Jessica Grace resigned
director
2025-09-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-17
➕
GREENHILL, Jessica Grace appointed
director
2025-09-04
📄
memorandum-articles
incorporation · MA
2025-09-04
📄
resolution
resolution · RESOLUTIONS
2025-01-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-07
➖
JONES, Mary Heather resigned
director
2024-04-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-04
➕
JONES, Mary Heather appointed
director
2024-04-03
➕
RAYMONT, Christopher appointed
director
2024-01-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-04
🔒
Charge registered #1
Lender: Ekopia Social Investments Limited
2023-04-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-11-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-11-20
➕
BEESON, Simon Arnold Charles appointed
director
2022-11-20
➕
KITSON, Clive William appointed
director
2022-08-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-18
➖
ZAJACZKOWSKI, Krzysztof resigned
director
2022-04-19
📄
change-person-director-company-with-change-date
officers · CH01
2022-04-10
➖
HARRIS, Kristy Lee resigned
director
2020-12-22
➕
NEVILLE, Amy appointed
director
2020-12-20
➕
RAYMONT, Christopher appointed
secretary
2020-12-20
➕
QUINNEY, Suzanne Marie appointed
director
2020-12-20
➕
HARRIS, Kristy Lee appointed
director
2020-12-20
➕
ZAJACZKOWSKI, Krzysztof appointed
director
2020-01-01
➖
STUART, Duncan Gregor resigned
director
2015-06-24
🏢
Company incorporated
As NATURALLY USEFUL CIC
2015-06-24
➕
COLLINS, Karen appointed
director
2015-06-24
➕
STUART, Duncan Gregor appointed
director

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

65/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: GREENHILL, Jessica Grace resigned 2025-12-21; NEVILLE, Amy resigned 2025-12-24

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Education & training · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ASSYNT LEISURE→ SC208883 · est 2000	—	—	£902.0k	—	25y	83	70y
NANSEN HIGHLAND→ SC191841 · est 1998 · no financials extracted	—	—	—	—	27y	83	72y
ORKNEY SCIENCE FESTIVAL→ SC133038 · est 1991	—	—	£13.4k	—	34y	83	84y
LES ENFANTS NURSERIES LTD.→ SC299437 · est 2006	—	—	—	7000	20y	82	60y
BARBARAVILLE IMPROVEMENT GROUP LIMITED→ SC212569 · est 2000	—	—	£39.5k	—	25y	81	84y
LAIRG & DISTRICT LEARNING CENTRE→ SC381245 · est 2010 · no financials extracted	—	—	—	—	15y	81	83y
OUTF!T-MORAY→ SC295252 · est 2006 · no financials extracted	—	—	—	—	20y	81	70y
RHET HIGHLAND COUNTRYSIDE INITIATIVE→ SC303911 · est 2006 · no financials extracted	—	—	—	—	19y	81	76y
AIGAS FIELD CENTRE LIMITED→ SC498637 · est 2015	—	—	—	2600	11y	80	80y
BALANCED PERCEPTIONS LIMITED→ SC286711 · est 2005	—	—	—	—	20y	80	68y
CARE FIRST WORLD LTD→ SC330340 · est 2007	—	—	£134	—	18y	80	80y
HIGHLAND THEOLOGICAL COLLEGE→ SC149728 · est 1994 · no financials extracted	—	—	—	—	32y	80	75y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated2015-06-24

Jurisdictionscotland

Primary SIC85590 — Other education n.e.c.

Registered office

Marcassie Farm

Rafford

Morayshire

IV36 2RH

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-01-11

Last: 2025-12-28