HUB SW EALC HOLDCO LIMITED

🌳Matureactive

SC507626 · ltd · incorporated 2015-06-04

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Financial leasing

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 77/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 10.2y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 10.2 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

24 officers (6 active, 24 linked, 20 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

12 connected companies via shared directors

Filing history

84 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 2 officers

Counts from Companies House filing history.

Corporate timeline (69 events)Click to expand

2025-11-12
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-11-12
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-01
➕
EQUITIX MANAGEMENT SERVICES LIMITED appointed
corporate-secretary
2025-11-01
➖
BROWN, Lauren resigned
secretary
2025-07-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-01
➖
PEARCE, Glenn Sinclair resigned
director
2025-06-13
📄
accounts-with-accounts-type-small
accounts · AA
2024-12-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-01
➕
PEARCE, Glenn Sinclair appointed
director
2024-10-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-01
➖
YOUNG, Craig Bernard resigned
director
2024-06-28
📄
accounts-with-accounts-type-small
accounts · AA
2024-06-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-19
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-03-19
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-03-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-03-04
➕
BROWN, Lauren appointed
secretary
2024-03-04
➖
RADULESCU, Daniela resigned
secretary
2024-02-29
➕
HANN, Ruth Mairi appointed
director
2024-02-29
➖
GEMMELL, Nial Watson resigned
director
2024-02-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-22
➖
MCBREARTY, Michael Joseph resigned
director
2023-06-28
📄
accounts-with-accounts-type-small
accounts · AA
2022-12-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-12-07
➕
SMALL, Stewart William appointed
director
2022-12-07
➖
PEARCE, Glenn Sinclair resigned
director
2022-10-01
➕
BURNSIDE, Angela appointed
director
2022-06-24
📄
accounts-with-accounts-type-small
accounts · AA
2021-06-28
📄
accounts-with-accounts-type-small
accounts · AA
2021-03-15
➕
PEARCE, Glenn Sinclair appointed
director
2021-03-15
➖
THAKRAR, Amit Rishi Jaysukh resigned
director
2020-04-01
➖
ROSE, David resigned
director
2020-04-01
➕
YOUNG, Craig Bernard appointed
director
2019-12-20
➖
BENSON, Ian Andrew resigned
director
2018-12-03
➕
BENSON, Ian Andrew appointed
director
2018-12-03
➖
RAFIQ, Aftab resigned
director
2018-09-03
➕
RADULESCU, Daniela appointed
secretary
2018-09-03
➖
THAKRAR, Amit Rishi Jaysukh resigned
secretary
2018-09-03
➖
MACKINLAY, Gavin William resigned
director
2018-09-03
➕
THAKRAR, Amit Rishi Jaysukh appointed
director
2018-05-18
➕
ROSE, David appointed
director
2018-05-04
➖
PARKER, Nicholas Giles Burley resigned
director
2017-12-05
➕
GEMMELL, Nial Watson appointed
director
2017-07-31
➖
HOPE, John Alexander resigned
director
2016-04-07
➖
FAIRBANK, Graham Bruce resigned
director
2016-04-07
➕
RAFIQ, Aftab appointed
director

Showing most recent 50 of 69 events

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BROWN, Lauren resigned 2025-11-01; PEARCE, Glenn Sinclair resigned 2025-07-01

Group structure

Alliance Community Partnership Limited holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️

Alliance Community Partnership Limited

Corporate parent · holds 50-75% shares

majority

⬇

HUB SW EALC HOLDCO LIMITED

This company · SC507626

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Alliance Community Partnership Limited Corporate entity	50–75%	—	50-75% shares	04/06/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2015-06-04

Jurisdictionscotland

Primary SIC64910 — Financial leasing

Registered office

Avondale House Suites 1b-1e, Phoenix Crescent

Strathclyde Business Park

Bellshill

North Lanarkshire

ML4 3NJ

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-07-01

Last: 2025-06-17