ACR EPOS SYSTEMS LIMITED

🌳Matureactive
SC505390 · ltd · incorporated 2015-05-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.8y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£140.2k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: SIC 46660
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 10.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £140,193
Net assets shrinking
Down £18,705 YoY
Cash YoY
-12%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£72k
↓ 12% YoY
Net Worth
£140k
↓ 12% YoY
Current Assets
£187k
↓ 17% YoY
Current Liabilities
£0£45k£91k£136k£181k£227kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£140.2k£168.1k
Current assets£187.2k£226.5k
Cash£72.3k£82.5k
Debtors£91.4k£111.3k
Net assets£140.2k£158.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-05
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  3. 2025-08-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-08-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2025-07-29
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  6. 2025-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-08-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-02-08
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2017-02-08
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  17. 2015-06-17
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  18. 2015-05-08
    🏢
    Company incorporated
    As ACR EPOS SYSTEMS LIMITED
  19. 2015-05-08
    STEVEN, Anne Black Brogan appointed
    director
  20. 2015-05-08
    STEVEN, Kenneth William appointed
    director
  21. 2015-05-08
    STEVEN, Paul Kenneth appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 76 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Kenneth William Steven
Individual · British · DOB 10/1950 · age 76
2550%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Paul Kenneth Steven
Individual · British · DOB 10/1977 · age 49
2550%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-05-08
Jurisdictionscotland
Primary SIC46660 — SIC 46660

Registered office

15d Skye Road
Prestwick
KA9 2TA
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-05-22
Last: 2025-05-08

Officers (3 active · 0 resigned)

STEVEN, Anne Black Brogan
director · ~74y · appointed 2015-05-08
View their other companies + combined net worth →
Active
STEVEN, Kenneth William
director · ~76y · appointed 2015-05-08
View their other companies + combined net worth →
Active
STEVEN, Paul Kenneth
director · ~49y · appointed 2015-05-08
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge17/06/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (28 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-31
gazette-filings-brought-up-to-date
gazette · DISS40
2025-08-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-04
gazette-notice-compulsory
gazette · GAZ1
2025-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-30