PERTH PHYSIO CLINIC LIMITED

🌳Matureactive
SC497575 · ltd · incorporated 2015-02-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2026
Net worth
book net assets
Opportunity
73/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 6.6y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Feb 2025Feb 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-02-282025-02-28
Average employees700400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Last 180 days
4
filings
  • 2 mortgage
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-01-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2026-01-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2026-01-17
    🔓
    Charge satisfied #2
  5. 2026-01-17
    🔓
    Charge satisfied #1
  6. 2025-06-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-10-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2024-10-15
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland
  9. 2024-04-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-11-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-10-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-10-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-10-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2019-10-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2019-10-16
    🔒
    Charge registered #2
    Lender: Santander UK PLC
  17. 2019-10-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2019-09-24
    🔒
    Charge registered #1
    Lender: Santander UK PLC
  19. 2019-04-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2018-05-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2017-11-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2015-02-12
    🏢
    Company incorporated
    As PERTH PHYSIO CLINIC LIMITED
  23. 2015-02-12
    MARTIN, Gillian Katherine appointed
    director
  24. 2015-02-12
    MARTIN, James Joseph appointed
    director

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Gillian Katherine Martin
Individual · British · DOB 11/1980 · age 46
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Healthcare & medical · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
MARA ADHBHAR COMMUNITY INTEREST COMPANY
SC878672 · est 2026 · no financials extracted
MCABERNADE LTD.
SC610771 · est 2018 · no financials extracted
7y
MOTORVATE THERAPIES LIMITED
SC443744 · est 2013 · no financials extracted
13y
NEVIS MEDICS LTD
SC803503 · est 2024 · no financials extracted
2y
OAKBANK SAFESTART LIMITED
SC643996 · est 2019 · no financials extracted
6y
PAIN ASSOCIATION SCOTLAND
SC105105 · est 1987 · no financials extracted
38y
PCOS REVOLUTION LTD
SC772877 · est 2023 · no financials extracted
2y
PERTH AND KINROSS SOCIETY FOR THE BLIND
SC205004 · est 2000 · no financials extracted
26y
PK SOCIAL CARE SERVICE LTD
SC876227 · est 2026 · no financials extracted
QUARCOO LIMITED
SC816882 · est 2024 · no financials extracted
1y
RACHEL WILL LIMITED
SC617566 · est 2019 · no financials extracted
7y
RAPML LTD
SC610201 · est 2018 · no financials extracted
7y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-02-12
Jurisdictionscotland
Primary SIC86900 — Other human health activities

Registered office

34 - 36 Glover Street
Perth
PH2 0JR
Scotland

Filing status

Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2027-02-26
Last: 2026-02-12

Officers (2 active · 0 resigned)

MARTIN, Gillian Katherine
director · ~46y · appointed 2015-02-12
View their other companies + combined net worth →
Active
MARTIN, James Joseph
director · ~56y · appointed 2015-02-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland
A registered charge1 property15/10/2024
satisfied
Santander
Santander UK PLC
A registered charge2 properties16/10/201917/01/2026
satisfied
Santander
Santander UK PLC
A registered charge24/09/201917/01/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (29 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-12
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-12