PERTH PHYSIO CLINIC LIMITED
- · Oldest live charge 6.6y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 6.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-02-28 | 2025-02-28 |
|---|---|---|
| Average employees | 700 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
- • 2 mortgage
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (24 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-17🔓Charge satisfied #2
- 2026-01-17🔓Charge satisfied #1
- 2025-06-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15🔒Charge registered #3Lender: The Royal Bank of Scotland
- 2024-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-16🔒Charge registered #2Lender: Santander UK PLC
- 2019-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-24🔒Charge registered #1Lender: Santander UK PLC
- 2019-04-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-02-12🏢Company incorporatedAs PERTH PHYSIO CLINIC LIMITED
- 2015-02-12➕MARTIN, Gillian Katherine appointeddirector
- 2015-02-12➕MARTIN, James Joseph appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Gillian Katherine Martin Individual · British · DOB 11/1980 · age 46 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland | A registered charge | 1 property | 15/10/2024 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 16/10/2019 | 17/01/2026 | |
| satisfied | Santander Santander UK PLC | A registered charge | — | 24/09/2019 | 17/01/2026 |