ALLOWAY PROPERTY COMPANY LIMITED
🌳Matureactive
SC484973 · ltd · incorporated 2014-08-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · oldest 11.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2024-11-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-28➖FARRELL, Martin Cunningham resigneddirector
- 2024-01-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-29📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-05-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-12-19🔓Charge satisfied #2
- 2014-12-03🔒Charge registered #2Lender: Bank of Scotland PLC
- 2014-12-02🔒Charge registered #3Lender: Bank of Scotland PLC
- 2014-11-17🔒Charge registered #1Lender: Bank of Scotland PLC
- 2014-08-22🏢Company incorporatedAs ALLOWAY PROPERTY COMPANY LIMITED
- 2014-08-22➕MCMORLAND, Andrew John appointeddirector
- 2014-08-22➕MENZIES, Colin appointeddirector
- 2014-08-22➕FARRELL, Martin Cunningham appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Mcmorland Individual · British · DOB 06/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Martin Cunningham Farrell Individual · British · DOB 07/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Colin Menzies Individual · Scottish · DOB 03/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 17POINT9 LIMITED→ SC772478 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABERFERN LIMITED→ SC156215 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AHEAD PROPERTY GROUP LIMITED→ SC870578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AITKEN HOLDINGS LIMITED→ SC094098 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
| ALJAQ PROPERTIES LIMITED→ SC834889 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALMAR HOUSE LIMITED→ SC813139 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMJCO LTD→ SC777779 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMR FIRST LTD→ SC710909 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ANCHOR LETTINGS LIMITED→ SC788292 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANDMAR PROPERTY LIMITED→ SC038110 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| ANDREW'S COMMERCIAL ENTERPRISES LIMITED→ SC077373 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
| ANDREWS MCKENZIE PROP LIMITED→ SC855797 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-08-22
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1 Simonsburn Road
Kilmarnock
KA1 5LA
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-09-13
Last: 2025-08-30
Officers (2 active · 1 resigned)
MCMORLAND, Andrew John→
Activedirector · ~55y · appointed 2014-08-22
View their other companies + combined net worth →
MENZIES, Colin→
Activedirector · ~47y · appointed 2014-08-22
View their other companies + combined net worth →
FARRELL, Martin Cunningham→
Resigneddirector · ~44y · appointed 2014-08-22 · resigned 2024-01-28
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 03/12/2014 | 19/12/2014 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 02/12/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 17/11/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-11
termination-director-company-with-name-termination-date
officers · TM01
2024-01-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-06
change-person-director-company-with-change-date
officers · CH01
2022-08-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-28