LOUGHRAN'S BAKERY LTD

💤Zombieactive
SC484083 · ltd · incorporated 2014-08-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window steady · low confidence
Steady and stalled — no momentum either way. Needs an approach trigger.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
£7.6k
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Manufacture of bread; manufacture of fresh pastry goods and cakes
Sector: Manufacturing
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 11.6y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 11.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £7,608
Net assets shrinking
Down £15,514 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£8k
↓ 67% YoY
Current Assets
£29k
↓ 56% YoY
Current Liabilities
£0£13k£26k£39k£52k£66kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-09-302023-09-30
Total assets£7.6k£23.6k
Current assets£29.0k£65.6k
Net assets£7.6k£23.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-08-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-08-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-09-28
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  5. 2024-09-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2024-09-06
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  7. 2024-08-27
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  8. 2023-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2022-09-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2020-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2017-08-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2017-08-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  16. 2017-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2014-10-13
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  18. 2014-08-12
    LOUGHRAN, Andrew resigned
    director
  19. 2014-08-11
    🏢
    Company incorporated
    As LOUGHRAN'S BAKERY LTD
  20. 2014-08-11
    INGLIS, Sandra appointed
    director
  21. 2014-08-11
    LOUGHRAN, Andrew appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew Loughran
Individual · British · DOB 12/1981 · age 45
2550%
25-50% shares06/04/2016
Ms Sandra Inglis
Individual · British · DOB 02/1970 · age 56
2550%
board control25-50% shares · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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20015y8062y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-08-11
Jurisdictionscotland
Primary SIC10710 — Manufacture of bread; manufacture of fresh pastry goods and cakes

Registered office

Second Floor Airbles House
270 Airbles Road
Motherwell
ML1 3AT
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-08-25
Last: 2025-08-11

Officers (1 active · 1 resigned)

INGLIS, Sandra
director · ~56y · appointed 2014-08-11
View their other companies + combined net worth →
Active
LOUGHRAN, Andrew
director · ~45y · appointed 2014-08-11 · resigned 2014-08-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge13/10/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (34 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-22
change-person-director-company-with-change-date
officers · CH01
2025-08-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-15
gazette-filings-brought-up-to-date
gazette · DISS40
2024-09-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-25
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-09-06
gazette-notice-compulsory
gazette · GAZ1
2024-08-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-22
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-11
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-29