BINN GROUP HOLDINGS LIMITED

🌳Matureactive

SC482469 · ltd · incorporated 2014-07-18

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Activities of head offices

Sector: Professional, scientific & technical

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 11.0y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 11.0 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

7 officers (7 active, 7 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

17 connected companies via shared directors

Filing history

64 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 1 confirmation-statement
• 1 mortgage

Last 90 days

filings

• 1 confirmation-statement
• 1 mortgage

Last 180 days

filings

• 2 capital
• 1 confirmation-statement
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2026-04-07
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-06
🔒
Charge registered #3
Lender: Hsbc UK Bank PLC
2025-12-23
📄
accounts-with-accounts-type-group
accounts · AA
2025-12-02
📄
resolution
resolution · RESOLUTIONS
2025-12-02
📄
memorandum-articles
incorporation · MA
2025-12-01
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-12-01
📄
capital-name-of-class-of-shares
capital · SH08
2025-04-01
➕
MACGREGOR, Guy George Monce appointed
director
2025-04-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-24
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2025-03-24
📄
resolution
resolution · RESOLUTIONS
2025-02-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-11
➕
MORRISON, Irvine John appointed
director
2024-09-04
📄
accounts-with-accounts-type-group
accounts · AA
2024-07-03
📄
capital-cancellation-shares
capital · SH06
2024-07-03
📄
capital-return-purchase-own-shares
capital · SH03
2023-12-27
📄
capital-cancellation-shares
capital · SH06
2023-12-27
📄
capital-return-purchase-own-shares
capital · SH03
2023-10-31
📄
accounts-with-accounts-type-group
accounts · AA
2023-01-16
📄
capital-cancellation-shares
capital · SH06
2023-01-16
📄
capital-return-purchase-own-shares
capital · SH03
2022-12-22
📄
accounts-with-accounts-type-group
accounts · AA
2022-12-09
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2017-05-01
➕
HARKINS, Brian appointed
director
2016-05-10
🔓
Charge satisfied #1
2016-04-01
🔒
Charge registered #2
Lender: Hsbc Bank PLC
2016-02-25
➕
SANDERSON, David Duncan appointed
director
2015-04-29
🔒
Charge registered #1
Lender: Bank of Scotland PLC
2014-07-18
🏢
Company incorporated
As BINN GROUP HOLDINGS LIMITED
2014-07-18
➕
GILLESPIE MACANDREW SECRETARIES LIMITED appointed
corporate-secretary
2014-07-18
➕
MACGREGOR, Allan appointed
director
2014-07-18
➕
MACGREGOR, John Merchant appointed
director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 81 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

25/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

primaryFamily succession underway: Not a takeover target — MACGREGOR, Guy George Monce (same surname) appointed 2025-04-01. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Name changed recently

medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-03-24: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Alan Mcgregor Individual · British · DOB 04/1969 · age 57	50–75%	50–75%	board control50-75% shares · 50-75% voting · board control	06/04/2016

1 historic (ceased) PSC

Mr John Merchant Mcgregorceased 24/11/2022· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ACCOUNTANCY SOFTWARE LIMITED→ SC699198 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ACCOUNTANTS PL LTD→ SC552385 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ACGT LIMITED→ SC827482 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ACRECOAST LIMITED→ SC238234 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ACTM HOLDINGS LIMITED→ SC555738 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ACUMEN (SCOTLAND) LIMITED→ SC238211 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ADD ACCOUNTING SOLUTIONS LIMITED→ SC575625 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ADVANCED RACING MANAGEMENT LIMITED→ SC836833 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ADVANTAGE COACHING AND TRAINING LTD→ SC880334 · est 2026 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2014-07-18

Jurisdictionscotland

Primary SIC70100 — Activities of head offices

Registered office

5 Atholl Crescent

Edinburgh

EH3 8EJ

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-19

Last: 2026-04-05