MEMENTO MARY LIMITED

💤Zombieactive
SC472249 · ltd · incorporated 2014-03-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: SIC 47770
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 4.7y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~4.7 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-06-03
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  5. 2023-05-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  6. 2023-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-10-05
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2022-10-04
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  9. 2022-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-09-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2021-09-21
    🔒
    Charge registered #1
    Lender: Hsbc UK Bank PLC
  12. 2021-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-12-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2016-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2014-03-12
    🏢
    Company incorporated
    As MEMENTO MARY LIMITED
  18. 2014-03-12
    ➕
    MCLEAN, Neil Millar appointed
    director
  19. 2014-03-12
    ➕
    MCLEAN, Alison Jane appointed
    director
  20. 2014-03-12
    ➖
    MCLEAN, Alison Jane resigned
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

58/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 12 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Neil Millar Mclean
Individual · British · DOB 02/1980 · age 46
50–75%
—50-75% shares06/04/2016
Mrs Alison Jane Mclean
Individual · British · DOB 03/1980 · age 46
50–75%
—50-75% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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——£999.8k—26y8258y
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——£2.17M—21y8268y
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——£263.4k—24y8276y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-03-12
Jurisdictionscotland
Primary SIC47770 — SIC 47770

Registered office

32-34 High Street
Sanquhar
Dumfriesshire
DG4 6BL

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-26
Last: 2026-03-12

Officers (1 active · 1 resigned)

MCLEAN, Neil Millar→
director · ~46y · appointed 2014-03-12
View their other companies + combined net worth →
Active
MCLEAN, Alison Jane→
director · ~46y · appointed 2014-03-12 · resigned 2014-03-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property21/09/2021—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (31 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-09
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
gazette-filings-brought-up-to-date
gazette · DISS40
2023-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-02
gazette-notice-compulsory
gazette · GAZ1
2023-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-31
gazette-filings-brought-up-to-date
gazette · DISS40
2022-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
gazette-notice-compulsory
gazette · GAZ1
2022-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-09-23