BEN NEVIS PROPERTIES LTD

🌳Matureactive
SC461786 · ltd · incorporated 2013-10-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£146.5k
book net assets
Opportunity
75/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · oldest 12.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £146,507

Key financials

1 year extracted from filed iXBRL accounts
Cash
£24k
Net Worth
£147k
Current Assets
£24k
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-30
Total assets£146.5k
Current assets£23.8k
Cash£23.8k
Net assets£146.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2025-07-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-03-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-01-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-01-06
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2022-01-04
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  9. 2020-11-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-07-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-08-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2017-05-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2017-04-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-06-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-07-02
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  17. 2014-02-10
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  18. 2014-01-16
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  19. 2013-10-17
    🏢
    Company incorporated
    As BEN NEVIS PROPERTIES LTD
  20. 2013-10-17
    ➕
    CAIRNS, George appointed
    director
  21. 2013-10-17
    ➕
    EWING, Alan appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Alan Ewing
Individual · British · DOB 09/1974 · age 52
25–50%
—25-50% shares15/04/2016
Mr George Cairns
Individual · British · DOB 01/1969 · age 57
25–50%
—25-50% shares15/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
JBLETS&STAYS LTD→
SC818422 · est 2024 · no financials extracted
————1y——
JESFOR LIMITED→
SC424959 · est 2012 · no financials extracted
————13y——
JH HORTON LETTINGS LTD→
SC779904 · est 2023 · no financials extracted
————2y——
JR STORAGE LIMITED→
SC525859 · est 2016 · no financials extracted
————10y——
KC PROPERTY RENTALS LTD.→
SC196631 · est 1999 · no financials extracted
————26y——
KEITH SHERRIT PROPERTIES LIMITED→
SC664663 · est 2020 · no financials extracted
————5y——
KEPTIE PROPERTY LIMITED→
SC728205 · est 2022 · no financials extracted
————4y——
KILTED PROPERTY LIMITED→
SC821114 · est 2024 · no financials extracted
————1y——
KINLOCHMOIDART ESTATE LIMITED→
SC840445 · est 2025 · no financials extracted
————1y——
KJM PROPERTY & DEVELOPMENT LTD→
SC828126 · est 2024 · no financials extracted
————1y——
LES-MONA INVESTMENTS LIMITED→
SC700131 · est 2021 · no financials extracted
————4y——
LEVERVUE LTD→
SC691699 · est 2021 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-10-17
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Carn Mor House
Glen Nevis Business Park
Fort William
PH33 6RX
Scotland

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-31
Last: 2025-10-17

Officers (2 active · 0 resigned)

CAIRNS, George→
director · ~57y · appointed 2013-10-17
View their other companies + combined net worth →
Active
EWING, Alan→
director · ~52y · appointed 2013-10-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property02/07/2015—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property10/02/2014—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/01/2014—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (32 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-07-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-22
gazette-filings-brought-up-to-date
gazette · DISS40
2022-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
gazette-notice-compulsory
gazette · GAZ1
2022-01-04
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-30