EDINBURGH RISK MANAGEMENT LIMITED
🌳Matureactive
SC456730 · ltd · incorporated 2013-08-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Risk and damage evaluation
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-06-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-02-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-05-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-06-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-05-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-06-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-05-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-08-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-09-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-08-14🏢Company incorporatedAs EDINBURGH RISK MANAGEMENT LIMITED
- 2013-08-14➕MACKIE, Alexander Wilson appointeddirector
- 2013-08-14➕MACKIE, Diane Alice appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Diane Alice Mackie Individual · Scottish · DOB 05/1956 · age 70 | 75–100% | — | 75-100% shares | 26/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EQUITIX ENERGY EFFICIENT EPS GP 1 LIMITED→ SC428478 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| EROS DOW GROUP LTD→ SC771210 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ERSKINE FINANCIAL LTD→ SC775875 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ERSKINE NOMINEES LIMITED→ SC055107 · est 1974 · no financials extracted | — | — | — | — | 52y | — | — |
| ESMONT LTD→ SC448081 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| EURONOVA ASSET MANAGEMENT LIMITED→ SC204920 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| EWP FINANCIAL SERVICES LTD→ SC516761 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| EXCHANGE BUREAU LIMITED→ SC565733 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| EXECUTIVE WEALTH SERVICES LTD→ SC607307 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EXPONENT PRIVATE EQUITY FOUNDER PARTNER GP II LIMITED→ SC326446 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| F&C EUROPEAN CAPITAL PARTNERS II (GP) LIMITED→ SC440784 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| F&C GROUP ESOP TRUSTEE LIMITED→ SC161077 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-08-14
Jurisdictionscotland
Primary SIC66210 — Risk and damage evaluation
Registered office
55, Market Street Haddington
Market Street
Haddington
Eas
EH41 3JG
Scotland
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14
Officers (2 active · 0 resigned)
MACKIE, Alexander Wilson→
Activedirector · ~72y · appointed 2013-08-14
View their other companies + combined net worth →
MACKIE, Diane Alice→
Activedirector · ~70y · appointed 2013-08-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (26 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-dormant
accounts · AA
2025-06-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-11
accounts-with-accounts-type-dormant
accounts · AA
2024-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-13
accounts-with-accounts-type-dormant
accounts · AA
2023-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-dormant
accounts · AA
2022-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-17
accounts-with-accounts-type-dormant
accounts · AA
2021-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-17
accounts-with-accounts-type-dormant
accounts · AA
2020-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-15