1ST CLASS CARE SOLUTIONS LIMITED
🌳Matureactive
SC453580 · ltd · incorporated 2013-07-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£136.7k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Social work activities without accommodation for the elderly and disabled
Sector: Human health & social work
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 7.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £136,733
Net assets shrinking
Down £140,424 YoY
Cash YoY
+1346%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£18k
↑ 1346% YoY
Net Worth
£137k
↓ 51% YoY
Current Assets
£866k
↑ 8.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £250.2k | £277.2k |
| Current assets | £865.8k | £799.6k |
| Cash | £17.8k | £1.2k |
| Debtors | £848.1k | £798.4k |
| Net assets | £136.7k | £277.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17🔓Charge satisfied #4
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-30🔒Charge registered #4Lender: Sallyport Commercial Finance LTD
- 2024-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-23🔓Charge satisfied #3
- 2024-10-23🔓Charge satisfied #2
- 2024-10-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-07🔓Charge satisfied #1
- 2024-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-19🔒Charge registered #3Lender: Finbiz Funding Limited
- 2024-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-17🔒Charge registered #2Lender: Morgan Lloyd Trustees Limited as Trustee of 1ST Class Care Solutions Pension Scheme
- 2022-03-30📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-03-29📄gazette-notice-compulsorygazette · GAZ1
- 2022-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-05-11📄capital-allotment-sharescapital · SH01
- 2020-04-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2018-07-18🔒Charge registered #1Lender: Morgan Lloyd Trustees Limited as Trustee of 1ST Class Care Solutions Pension Scheme
- 2018-07-05➕MARSHALL, Greg James appointeddirector
- 2015-04-29➖MEIKLE, David Ireland resigneddirector
- 2013-07-01🏢Company incorporatedAs 1ST CLASS CARE SOLUTIONS LIMITED
- 2013-07-01➕MARSHALL, Elaine Marie appointeddirector
- 2013-07-01➕MEIKLE, David Ireland appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elaine Marshall Individual · British · DOB 12/1969 · age 57 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.E.N. LIMITED→ SC256550 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AADENT 1 LIMITED→ SC868082 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACUPUNCTURE & HEALTH CENTRE LTD→ SC383161 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AD MEDICAL LIMITED→ SC630065 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADHDDEGREE LTD→ SC822923 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGE ETERNAL LIMITED→ SC767087 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGE SCOTLAND→ SC153343 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| AILSA CARE SERVICES LTD.→ SC272779 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ALKETA BOUZI LIMITED→ SC884347 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALL CARE SERVICES LTD→ SC599935 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALMOND BLOSSOM CARE LIMITED→ SC515316 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALMOND VALLEY CARE LIMITED→ SC733638 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-01
Jurisdictionscotland
Primary SIC88100 — Social work activities without accommodation for the elderly and disabled
Registered office
Unit 3 Eliburn Office Park
Livingston
West Lothian
EH54 6GR
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-07-15
Last: 2025-07-01
Officers (2 active · 1 resigned)
MARSHALL, Elaine Marie→
Activedirector · ~57y · appointed 2013-07-01
View their other companies + combined net worth →
MARSHALL, Greg James→
Activedirector · ~33y · appointed 2018-07-05
View their other companies + combined net worth →
MEIKLE, David Ireland→
Resigneddirector · ~60y · appointed 2013-07-01 · resigned 2015-04-29
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Sallyport Commercial Finance Sallyport Commercial Finance LTD | A registered charge | — | 30/10/2024 | 17/12/2025 | |
| satisfied | Finbiz Funding Finbiz Funding Limited | A registered charge | 1 property | 19/09/2024 | 23/10/2024 | |
| satisfied | Morgan Lloyd Trustees as Trustee of 1ST Class Care Solutions Pension Scheme / Elaine Marshall as Trustee of 1ST Class Care Solutions Pension Scheme Morgan Lloyd Trustees Limited as Trustee of 1ST Class Care Solutions Pension Scheme / Elaine Marshall as Trustee of 1ST Class Care Solutions Pension Scheme | A registered charge | 9 properties | 17/07/2022 | 23/10/2024 | |
| satisfied | Morgan Lloyd Trustees as Trustee of 1ST Class Care Solutions Pension Scheme / Elaine Marshall as Trustee of 1ST Class Care Solutions Pension Scheme Morgan Lloyd Trustees Limited as Trustee of 1ST Class Care Solutions Pension Scheme / Elaine Marshall as Trustee of 1ST Class Care Solutions Pension Scheme | A registered charge | 9 properties | 18/07/2018 | 07/10/2024 |
Recent filings (49 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-30
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-26