BORDER CIVILS & UTILITIES LTD
🌳Matureactive
SC451995 · ltd · incorporated 2013-06-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 42220
Sector: Construction
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 75/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 0.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 9 with DOB)
86
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 2 accounts
- • 2 other
- • 1 mortgage
Last 180 days
14
filings
- • 5 officers
- • 2 accounts
- • 2 other
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-03-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-27🔒Charge registered #1Lender: Close Brothers Limited
- 2026-02-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-02-10📄legacyaccounts · PARENT_ACC
- 2026-02-10📄legacyother · GUARANTEE2
- 2026-02-10📄legacyother · AGREEMENT2
- 2026-01-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-12✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-12-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-11➕HAIR, James Alexander appointeddirector
- 2025-12-11➖COZENS, Stephen Michael resigneddirector
- 2025-12-11➖OLASTUEN, Edward resigneddirector
- 2025-12-11➖REUTERSKIOLD, Jeanette resigneddirector
- 2025-10-29➕HAIR, Paul Alexander appointeddirector
- 2025-10-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-14➕COZENS, Stephen Michael appointeddirector
- 2025-05-14➖HAIR, James Alexander resigneddirector
- 2025-04-16📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-04-16📄legacyaccounts · PARENT_ACC
- 2025-04-16📄legacyother · GUARANTEE2
- 2025-04-16📄legacyother · AGREEMENT2
- 2024-03-27📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-03-27📄legacyaccounts · PARENT_ACC
- 2024-03-27📄legacyother · GUARANTEE2
- 2023-05-22➖BERGKVIST, Gunnar Ove resigneddirector
- 2023-05-22➕REUTERSKIOLD, Jeanette appointeddirector
- 2022-07-01➕BERGKVIST, Gunnar Ove appointeddirector
- 2022-07-01➖HAIR, Shona resigneddirector
- 2022-07-01➕OLASTUEN, Edward appointeddirector
- 2019-10-01➕HAIR, Shona appointeddirector
- 2013-11-19➕HAIR, James Alexander appointeddirector
- 2013-06-11🏢Company incorporatedAs BORDER CIVILS & UTILITIES LTD
- 2013-06-11➕COSEC LIMITED appointedcorporate-secretary
- 2013-06-11➖COSEC LIMITED resignedcorporate-secretary
- 2013-06-11➕MCMEEKIN, James Stuart appointeddirector
- 2013-06-11➖MCMEEKIN, James Stuart resigneddirector
- 2013-06-11➕COSEC LIMITED appointedcorporate-director
- 2013-06-11➖COSEC LIMITED resignedcorporate-director
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
2 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COZENS, Stephen Michael resigned 2025-12-11; HAIR, James Alexander resigned 2025-05-14; OLASTUEN, Edward resigned 2025-12-11
Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-12-12: certificate-change-of-name-company
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Alexander Hair Individual · British · DOB 07/1992 · age 34 | — | — | sig. influencesignificant influence | 12/12/2025 |
3 historic (ceased) PSCs
- Netel Ltdceased 11/12/2025· 75-100% shares · 75-100% voting · board control
- Mrs Shona Hairceased 01/07/2022· 25-50% shares · 25-50% voting
- Mr James Alexander Hairceased 01/07/2022· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.T.L.S SERVICES LTD→ SC858573 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEDAI (AE DESIGN AND INSTALL) LTD→ SC699684 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALPINE IMPROVEMENTS LTD→ SC877798 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANDREW JAMES WINDOWS & CONSERVATORIES LIMITED→ SC479676 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANDY THOM PLUMBING & HEATING LIMITED→ SC599729 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| BELL LAWRIE OF BIGGAR (DEVELOPMENTS) LIMITED→ SC099927 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| BLADUM ROUGHCASTERS LTD→ SC840498 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BORDER HOMES LTD→ SC388242 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
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| BROATCH CONSTRUCTION LIMITED→ SC533254 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-06-11
Jurisdictionscotland
Primary SIC42220 — SIC 42220
Registered office
Unit 2 Irongray House
Irongray Road
Dumfries
DG2 0HS
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09
Officers (2 active · 9 resigned)
HAIR, James Alexander→
Activedirector · ~59y · appointed 2025-12-11
View their other companies + combined net worth →
HAIR, Paul Alexander→
Activedirector · ~34y · appointed 2025-10-29
View their other companies + combined net worth →
COSEC LIMITED→
Resignedcorporate-secretary · appointed 2013-06-11 · resigned 2013-06-11
BERGKVIST, Gunnar Ove→
Resigneddirector · ~58y · appointed 2022-07-01 · resigned 2023-05-22
COZENS, Stephen Michael→
Resigneddirector · ~65y · appointed 2025-05-14 · resigned 2025-12-11
HAIR, James Alexander→
Resigneddirector · ~59y · appointed 2013-11-19 · resigned 2025-05-14
HAIR, Shona→
Resigneddirector · ~57y · appointed 2019-10-01 · resigned 2022-07-01
MCMEEKIN, James Stuart→
Resigneddirector · ~59y · appointed 2013-06-11 · resigned 2013-06-11
OLASTUEN, Edward→
Resigneddirector · ~41y · appointed 2022-07-01 · resigned 2025-12-11
REUTERSKIOLD, Jeanette→
Resigneddirector · ~52y · appointed 2023-05-22 · resigned 2025-12-11
COSEC LIMITED→
Resignedcorporate-director · appointed 2013-06-11 · resigned 2013-06-11
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Brothers Close Brothers Limited | A registered charge | — | 27/02/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (87 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-02
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-02-10
legacy
accounts · PARENT_ACC
2026-02-10
legacy
other · GUARANTEE2
2026-02-10
legacy
other · AGREEMENT2
2026-02-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-09
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-12
appoint-person-director-company-with-name-date
officers · AP01
2025-12-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-12
appoint-person-director-company-with-name-date
officers · AP01
2025-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-30