CCHG LTD

📈Growthactive
SC415497 · ltd · incorporated 2012-01-26
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
Why now
Window closing · medium confidence
Getting harder to buy cheaply — 1 signals strengthening over the last 30 days.
  • · Hygiene score: 85 → 90
What changed my view
Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

  • ↑Hygiene score: 85 → 90
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: conservative operator with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (70/100).

🏦

Refinance opportunity

5 live charges · 4 lenders · oldest 10.2y

45/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 10.2 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 33/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 7 with DOB)
84
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £6,275,692

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Turnover—£46.28M
Gross profit—£25.45M
Profit before tax£6.28M£3.37M
Average employees55747800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
  1. 2025-10-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2025-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2025-05-15
    ➖
    FOWLER, Greig Griffith resigned
    director
  4. 2024-12-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-12-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-12-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-11-30
    ➖
    MUTTER, Douglas resigned
    director
  8. 2024-10-31
    ➖
    HENDERSON, Ian resigned
    secretary
  9. 2024-10-31
    ➖
    HENDERSON, Ian Gordon resigned
    director
  10. 2024-10-31
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2024-10-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2024-09-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2023-12-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-12-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2023-11-23
    ➕
    FOWLER, Greig Griffith appointed
    director
  16. 2023-09-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2023-05-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2022-12-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2022-12-01
    ➖
    ROONEY, William James resigned
    director
  20. 2022-06-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2022-04-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2022-04-20
    🔒
    Charge registered #5
    Lender: Hsbc UK Bank PLC
  23. 2022-01-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2022-01-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2022-01-24
    🔓
    Charge satisfied #4
  26. 2022-01-24
    🔓
    Charge satisfied #3
  27. 2021-09-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  28. 2021-05-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  29. 2021-04-28
    ➖
    HENDERSON, Connor William resigned
    director
  30. 2020-12-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  31. 2020-11-20
    ➕
    TAHIR, Mohammad Rehan appointed
    director
  32. 2018-10-29
    ➕
    MUTTER, Douglas appointed
    director
  33. 2018-09-19
    🔓
    Charge satisfied #2
  34. 2018-09-19
    🔓
    Charge satisfied #1
  35. 2018-09-04
    🔒
    Charge registered #4
    Lender: Philip Morris Limited (As Lender)
  36. 2018-09-04
    🔒
    Charge registered #3
    Lender: Philip Morris Limited
  37. 2017-07-20
    ➕
    HENDERSON, Ian appointed
    secretary
  38. 2017-07-20
    ➖
    LEISK, Keith resigned
    secretary
  39. 2017-07-20
    ➕
    HENDERSON, Ian Gordon appointed
    director
  40. 2017-07-20
    ➕
    ROONEY, William James appointed
    director
  41. 2016-05-27
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  42. 2016-03-29
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  43. 2013-10-21
    ➖
    HENDERSON, Callum resigned
    secretary
  44. 2013-10-21
    ➕
    LEISK, Keith appointed
    secretary
  45. 2012-01-26
    🏢
    Company incorporated
    As CCHG LTD
  46. 2012-01-26
    ➕
    HENDERSON, Callum Robert appointed
    director
  47. 2012-01-26
    ➕
    HENDERSON, Callum appointed
    secretary
  48. 2012-01-26
    ➕
    HENDERSON, Connor William appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Callum Robert Henderson
Individual · British · DOB 04/1986 · age 40
25–50%
25–50%25-50% shares · 25-50% voting20/06/2016
Mr Connor William Henderson
Individual · British · DOB 10/1989 · age 37
25–50%
25–50%25-50% shares · 25-50% voting20/06/2016
1 historic (ceased) PSC
  • Mr Callum Robert Hendersonceased 21/02/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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PENTLAND KITCHENS LIMITED→
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——200019y8363y
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——140016y8861y
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——035y8577y
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GLASGOW ARCHITECTURAL SALVAGE LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-01-26
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores

Registered office

1 Huly Hill Road
Newbridge
Edinburgh
EH28 8PH
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16

Officers (2 active · 8 resigned)

HENDERSON, Callum Robert→
director · ~40y · appointed 2012-01-26
View their other companies + combined net worth →
Active
TAHIR, Mohammad Rehan→
director · ~44y · appointed 2020-11-20
View their other companies + combined net worth →
Active
HENDERSON, Callum→
secretary · appointed 2012-01-26 · resigned 2013-10-21
Resigned
HENDERSON, Ian→
secretary · appointed 2017-07-20 · resigned 2024-10-31
Resigned
LEISK, Keith→
secretary · appointed 2013-10-21 · resigned 2017-07-20
Resigned
FOWLER, Greig Griffith→
director · ~53y · appointed 2023-11-23 · resigned 2025-05-15
Resigned
HENDERSON, Connor William→
director · ~37y · appointed 2012-01-26 · resigned 2021-04-28
Resigned
HENDERSON, Ian Gordon→
director · ~57y · appointed 2017-07-20 · resigned 2024-10-31
Resigned
MUTTER, Douglas→
director · ~45y · appointed 2018-10-29 · resigned 2024-11-30
Resigned
ROONEY, William James→
director · ~53y · appointed 2017-07-20 · resigned 2022-12-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property20/04/2022—
satisfied
Philip Morris (As Lender)
Philip Morris Limited (As Lender)
A registered charge—04/09/201824/01/2022
satisfied
Philip Morris
Philip Morris Limited
A registered charge—04/09/201824/01/2022
satisfied
Barclays
Barclays Bank PLC
A registered charge2 properties27/05/201619/09/2018
satisfied
Barclays
Barclays Bank PLC
A registered charge—29/03/201619/09/2018
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (89 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-10-01
accounts-with-accounts-type-full
accounts · AA
2025-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
termination-secretary-company-with-name-termination-date
officers · TM02
2024-10-31
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
accounts-with-accounts-type-full
accounts · AA
2024-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-18
appoint-person-director-company-with-name-date
officers · AP01
2023-12-14
change-person-director-company-with-change-date
officers · CH01
2023-12-12
accounts-with-accounts-type-full
accounts · AA
2023-09-29
change-person-director-company-with-change-date
officers · CH01
2023-05-29