CROSSROADS COMMUNITY HUB LTD.

🌳Matureactive
SC405807 · private-limited-guarant-nsc · incorporated 2011-08-22
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other food services
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 7.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 7.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
31 officers (3 active, 31 linked, 27 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
93 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
16
filings
  • • 16 officers
Counts from Companies House filing history.
Corporate timeline (86 events)Click to expand
  1. 2026-01-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-01-29
    ➕
    JEFFREY, Alexander appointed
    director
  3. 2026-01-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2026-01-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2026-01-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2026-01-25
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  7. 2026-01-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2026-01-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2026-01-19
    ➖
    KELLY, Eileen Sarah Brown resigned
    secretary
  10. 2026-01-19
    ➖
    KELLY, Eileen Sarah Brown resigned
    director
  11. 2026-01-19
    ➖
    KELLY, Robert resigned
    director
  12. 2026-01-18
    ➕
    KERR, Andrew Smith appointed
    director
  13. 2026-01-15
    ➖
    CAMPBELL, Tamara Peta resigned
    director
  14. 2026-01-15
    ➖
    LYON, Stuart resigned
    director
  15. 2025-12-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2025-12-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2025-12-15
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2025-12-15
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  19. 2025-12-12
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  20. 2025-12-12
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  21. 2025-12-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2025-12-11
    ➕
    KELLY, Eileen Sarah Brown appointed
    secretary
  23. 2025-12-11
    ➖
    LAIDLAW, Mary Steel Cuthbertson resigned
    secretary
  24. 2025-12-10
    ➖
    KERR, Anne Margaret resigned
    secretary
  25. 2025-12-10
    ➕
    LAIDLAW, Mary Steel Cuthbertson appointed
    secretary
  26. 2025-12-10
    ➕
    KELLY, Eileen Sarah Brown appointed
    director
  27. 2025-12-10
    ➕
    KELLY, Robert appointed
    director
  28. 2025-12-10
    ➖
    KERR, Anne Margaret resigned
    director
  29. 2025-12-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  30. 2025-12-03
    ➖
    MCINTOSH, Gillian resigned
    director
  31. 2025-11-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  32. 2025-11-25
    ➖
    MCCALL, David Robert Knox resigned
    director
  33. 2025-10-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  34. 2025-10-21
    ➕
    MCCALL, David Robert Knox appointed
    director
  35. 2025-09-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  36. 2025-09-23
    ➕
    MCINTOSH, Gillian appointed
    director
  37. 2025-08-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  38. 2025-08-26
    ➕
    CAMPBELL, Tamara Peta appointed
    director
  39. 2025-05-23
    📄
    accounts-with-accounts-type-group
    accounts · AA
  40. 2025-05-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  41. 2025-04-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  42. 2025-04-17
    ➖
    DRUMMOND, Mary Mcquaker resigned
    director
  43. 2025-04-16
    ➖
    CAMPBELL, William Robertson resigned
    director
  44. 2025-03-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  45. 2025-03-04
    ➖
    SHEDDEN, Andrew resigned
    director
  46. 2024-06-14
    ➖
    KELLY, Robert resigned
    director
  47. 2024-04-26
    ➖
    BRYSON, John Smith resigned
    director
  48. 2024-02-27
    ➕
    BRYSON, John Smith appointed
    director
  49. 2024-02-27
    ➕
    KELLY, Robert appointed
    director
  50. 2024-02-27
    ➖
    SHAW, Dorothy May resigned
    director
Showing most recent 50 of 86 events

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
10 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: KELLY, Eileen Sarah Brown resigned 2026-01-19; KERR, Anne Margaret resigned 2025-12-10; LAIDLAW, Mary Steel Cuthbertson resigned 2025-12-11

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · KA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
SIMPSINNS LIMITED→
SC220884 · est 2001
£4.78M
£3.58M–£5.97M
——25524y8564y
WESTERN HOUSE CATERING LIMITED→
SC269741 · est 2004 · no financials extracted
————21y8379y
AUNTIE PATS BOARDING KENNELS LTD→
SC355802 · est 2009
———217y8259y
BRIG O'DOON LIMITED→
SC187703 · est 1998
———027y8274y
CLOWANCE HOLDINGS LIMITED→
SC132922 · est 1991
——£2.73M—34y8271y
COSTLEY INNS & WINE BARS LIMITED→
SC168509 · est 1996
———029y8274y
D.J. DUNABIE (CARAVANS) LIMITED→
SC048808 · est 1971
———354y8281y
FERGUSSON LEISURE LIMITED→
SC181660 · est 1997
———228y8259y
HIGHGROVE HOUSE HOTEL LTD→
SC282087 · est 2005
———021y8274y
INVERCLOY LIMITED→
SC225106 · est 2001
——£13.1k—24y8276y
LAGG PROPERTIES LTD→
SC260057 · est 2003
——£75.9k—22y8258y
LOCHGREEN HOUSE HOTEL LTD→
SC245372 · est 2003
———023y8274y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2011-08-22
Jurisdictionscotland
Primary SIC56290 — Other food services

Registered office

Ta Ayrshire Food Hub Crossroads
Hurlford
Kilmarnock
KA1 5JQ
Scotland

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22

Officers (3 active · 28 resigned)

JEFFREY, Alexander→
director · ~70y · appointed 2026-01-29
View their other companies + combined net worth →
Active
KERR, Andrew Smith→
director · ~72y · appointed 2026-01-18
View their other companies + combined net worth →
Active
LAIDLAW, Mary Steel Cuthbertson→
director · ~74y · appointed 2011-08-22
View their other companies + combined net worth →
Active
KELLY, Eileen Sarah Brown→
secretary · appointed 2025-12-11 · resigned 2026-01-19
Resigned
KERR, Anne Margaret→
secretary · appointed 2023-08-20 · resigned 2025-12-10
Resigned
LAIDLAW, Mary Steel Cuthbertson→
secretary · appointed 2025-12-10 · resigned 2025-12-11
Resigned
LAIDLAW, Mary→
secretary · appointed 2011-08-22 · resigned 2023-08-20
Resigned
BROWN, Isla Margaret→
director · ~56y · appointed 2011-08-22 · resigned 2018-04-20
Resigned
BRYSON, John Smith→
director · ~65y · appointed 2024-02-27 · resigned 2024-04-26
Resigned
CAMPBELL, Tamara Peta→
director · ~56y · appointed 2025-08-26 · resigned 2026-01-15
Resigned
CAMPBELL, William Robertson→
director · ~65y · appointed 2013-10-22 · resigned 2025-04-16
Resigned
CRAWFORD, Lisa→
director · ~53y · appointed 2018-07-27 · resigned 2018-11-30
Resigned
DRUMMOND, Mary Mcquaker→
director · ~45y · appointed 2011-08-22 · resigned 2025-04-17
Resigned
HENDRIE, John Wallace→
director · ~56y · appointed 2011-08-22 · resigned 2018-07-04
Resigned
HEWITT, William Currie, Very Rev→
director · ~75y · appointed 2018-09-30 · resigned 2019-09-14
Resigned
KELLY, Eileen Sarah Brown→
director · ~72y · appointed 2025-12-10 · resigned 2026-01-19
Resigned
KELLY, Robert→
director · ~72y · appointed 2025-12-10 · resigned 2026-01-19
Resigned
KELLY, Robert→
director · ~72y · appointed 2024-02-27 · resigned 2024-06-14
Resigned
KENNEDY, Sally Janet→
director · ~63y · appointed 2016-12-06 · resigned 2017-08-28
Resigned
KERR, Anne Margaret→
director · ~71y · appointed 2023-08-20 · resigned 2025-12-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Resilient Scotland (As Trustee for the Jessica (Scotland) Trust)
Resilient Scotland Limited (As Trustee for the Jessica (Scotland) Trust)
A registered charge—26/02/2020—
outstanding
East Ayrshire Council
A registered charge1 property09/08/2019—
outstanding
East Ayrshire Council
A registered charge1 property08/03/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (93 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-01-30
appoint-person-director-company-with-name-date
officers · AP01
2026-01-27
termination-director-company-with-name-termination-date
officers · TM01
2026-01-25
termination-director-company-with-name-termination-date
officers · TM01
2026-01-25
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-25
termination-director-company-with-name-termination-date
officers · TM01
2026-01-22
termination-director-company-with-name-termination-date
officers · TM01
2026-01-22
appoint-person-director-company-with-name-date
officers · AP01
2025-12-24
appoint-person-director-company-with-name-date
officers · AP01
2025-12-22
appoint-person-secretary-company-with-name-date
officers · AP03
2025-12-15
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-15
appoint-person-secretary-company-with-name-date
officers · AP03
2025-12-12
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-05