CHIRNSIDE GROWERS LIMITED

🌳Matureactive
SC401300 · ltd · incorporated 2011-06-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.36M
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: SIC 01130
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 14.9y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 14.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,358,469
Cash YoY
+81%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£1.8m
↑ 81% YoY
Net Worth
£2.4m
↑ 23% YoY
Current Assets
£2.3m
↑ 22% YoY
Current Liabilities
—
£0£472k£943k£1.4m£1.9m£2.4mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£2.41M£1.97M
Current assets£2.33M£1.91M
Cash£1.83M£1.01M
Debtors£155.8k£430.9k
Net assets£2.36M£1.92M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 officers
Last 180 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-03-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-03-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2026-03-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2026-03-02
    ➕
    GALLING, Abigail Jane appointed
    director
  5. 2025-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-11-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-11-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-11-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-09-18
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  12. 2019-08-28
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  13. 2019-08-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-11-20
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  15. 2018-10-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-09-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2016-12-12
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2011-07-01
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  19. 2011-06-09
    🏢
    Company incorporated
    As CHIRNSIDE GROWERS LIMITED
  20. 2011-06-09
    ➕
    COWE, Robert Charles appointed
    director

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Abigail Jane Galling
Individual · British · DOB 04/1994 · age 32
25–50%
25–50%25-50% shares · 25-50% voting28/08/2025
Mrs Lorna Karen Cowe
Individual · British · DOB 04/1960 · age 66
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Robert Charles Coweceased 28/08/2025· 50-75% shares · 50-75% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
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————6y——
L.C. SMALES & SON LIMITED→
06788163 · est 2009 · no financials extracted
————17y——
LINDISFARNE LUING LIMITED→
07449519 · est 2010 · no financials extracted
————15y——
LOWICK HALL ESTATES LIMITED(THE)→
00368118 · est 1941 · no financials extracted
————84y——
MINDRUM FARMING COMPANY LIMITED→
01021807 · est 1971 · no financials extracted
————54y——
PENMAR FARMING LIMITED→
03053098 · est 1995 · no financials extracted
————30y——
REDPATH FISHERIES LTD→
11712649 · est 2018 · no financials extracted
————7y——
RESTON & BERWICK FARMING COMPANY LIMITED→
00060938 · est 1899 · no financials extracted
————127y——
ROBSON URWIN & CO. LIMITED→
01106530 · est 1973 · no financials extracted
————53y——
RUMBLETONLAW FARMS LTD→
14543201 · est 2022 · no financials extracted
————3y——
RUTHERFORD FARMING LIMITED→
03351752 · est 1997 · no financials extracted
————29y——
SHIDLAW FARMING LIMITED→
08157575 · est 2012 · no financials extracted
————13y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2011-06-09
Jurisdictionscotland
Primary SIC01130 — SIC 01130

Registered office

Oldcastles
Chirnside
Berwickshire
TD11 3LF

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-23
Last: 2025-06-09

Officers (2 active · 0 resigned)

COWE, Robert Charles→
director · ~69y · appointed 2011-06-09
View their other companies + combined net worth →
Active
GALLING, Abigail Jane→
director · ~32y · appointed 2026-03-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Floating charge1 property01/07/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (40 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-03-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-16