BNC GIBBONS LIMITED
🌳Matureactive
SC400824 · ltd · incorporated 2011-06-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£-521
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £521
Net assets shrinking
Down £5,651 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£521
↓ 110% YoY
Current Assets
£24k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £21.9k | £29.5k |
| Current assets | £23.6k | £28.8k |
| Net assets | £-521 | £5.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-15📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-08📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-06-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-01-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-06-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-02-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-06-02🏢Company incorporatedAs BNC GIBBONS LIMITED
- 2011-06-02➕GIBBONS, Christine appointeddirector
- 2011-06-02➕GIBBONS, William Reginald appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GIBBONS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Christine Gibbons Individual · British · DOB 03/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/06/2020 |
Mr William Reginald Gibbons Individual · British · DOB 05/1952 · age 74 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AYE MINI MARKET LIMITED→ SC864423 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AYR STATION STORE LTD→ SC833731 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AYRSHIRE GIFTS LTD→ SC808340 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BASSAM ENTERPRISE LTD→ SC843688 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BELLSBANK SUPERSTORE LTD→ SC766684 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BFPARTS LTD→ SC848347 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BINNING STORES (DALRY) LTD→ SC443310 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BIRRING STORES (KILMARNOCK) LTD→ SC649696 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BLAIRGROCERIES LIMITED→ SC561351 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BOBIN LTD→ SC652939 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BONNY RETAIL LTD→ SC733909 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BOOM & MINI BOOM LTD→ SC527127 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-06-02
Jurisdictionscotland
Primary SIC47990 — Other retail sale not in stores, stalls or markets
Registered office
Taybank House
59 Maybole Road
Ayr
Ayrshire
KA7 4SF
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-06-16
Last: 2025-06-02
Officers (2 active · 0 resigned)
GIBBONS, Christine→
Activedirector · ~64y · appointed 2011-06-02
View their other companies + combined net worth →
GIBBONS, William Reginald→
Activedirector · ~74y · appointed 2011-06-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (32 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-06-04
confirmation-statement-with-updates
confirmation-statement · CS01
2019-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-01-21