JOHN M FISHER LTD.
- · Oldest live charge 13.0y old — refinance window within 12 months
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 13.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Cash | £81.9k | £46.6k |
| Net assets | £573.8k | £459.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (27 events)Click to expand
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-06-10🔒Charge registered #1Lender: Bank of Scotland PLC
- 2011-05-05➕FISHER, Alistair appointeddirector
- 2011-05-05➕FISHER, Rosemary appointeddirector
- 2011-05-03🏢Company incorporatedAs JOHN M FISHER LTD.
- 2011-05-03➕FISHER, John Milne appointeddirector
- 2011-05-03➕BRIAN REID LTD. appointedcorporate-secretary
- 2011-05-03➖BRIAN REID LTD. resignedcorporate-secretary
- 2011-05-03➕MABBOTT, Stephen George appointeddirector
- 2011-05-03➖MABBOTT, Stephen George resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "FISHER" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alistair Fisher Individual · British · DOB 11/1990 · age 36 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
2 historic (ceased) PSCs
- Mr John Milne Fisherceased 17/07/2025· 25-50% shares · 25-50% voting
- Mrs Rosemary Fisherceased 17/07/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BALGREGGAN FARMS LIMITED→ SC251076 · est 2003 | £1.55M £1.19M–£1.91M | — | — | 7 | 22y | 82 | 61y |
| LARG FARMING COMPANY LIMITED→ SC247253 · est 2003 | — | — | — | 1 | 23y | 83 | 89y |
| A & J MURCHIE LIMITED→ SC295564 · est 2006 | — | — | — | 900 | 20y | 82 | 60y |
| A H S DRUMMOND (GLENSIDE) LIMITED→ SC324103 · est 2007 | — | — | £660.6k | — | 19y | 82 | 84y |
| A. LOCHHEAD FISHING COMPANY LIMITED→ SC328174 · est 2007 | — | — | £63.6k | — | 18y | 82 | 67y |
| ALLAN SMITH FENCING & FORESTRY LIMITED→ SC287999 · est 2005 | — | — | — | 2 | 20y | 82 | 71y |
| CRAIGADAM FARM LIMITED→ SC153308 · est 1994 | — | — | £48.7k | — | 31y | 82 | 74y |
| CROCHMORE FARMS LIMITED→ SC338012 · est 2008 | — | — | — | 200 | 18y | 82 | 77y |
| G RAE CONTRACTING→ SC339954 · est 2008 · no financials extracted | — | — | — | — | 18y | 82 | 73y |
| H J WALKER & COMPANY LIMITED→ SC345386 · est 2008 | — | — | — | 4 | 17y | 82 | 86y |
| HARDGRAVE FARM, (DUMFRIES) LIMITED→ SC030389 · est 1954 | — | — | — | 1300 | 71y | 82 | 61y |
| HUGH RAMSAY FARMS LIMITED→ SC086142 · est 1984 | — | — | — | 800 | 42y | 82 | 87y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 10/06/2013 | — |