HARBOUR LETTINGS LIMITED

🌳Matureactive
SC388989 · ltd · incorporated 2010-11-17
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
  • 68201Renting and operating of Housing Association real estate
  • 68209Other letting and operating of own or leased real estate
  • 68320Management of real estate on a fee or contract basis
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
27 officers (6 active, 27 linked, 25 with DOB)
89
Ownership & PSC
0 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (68 events)Click to expand
  1. 2026-02-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-02-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-01-22
    NTULI, Ngeme resigned
    director
  4. 2026-01-15
    MACPHAIL, Iain Dugald Torquil resigned
    director
  5. 2025-09-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2024-10-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-09-25
    CURRY, Zoe appointed
    director
  8. 2024-09-06
    📄
    accounts-with-accounts-type-small
    accounts · AA
  9. 2023-12-18
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2023-11-17
    MCCORRY, Caitlin resigned
    director
  11. 2023-11-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2023-03-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2023-03-29
    FERGUSSON, Anne Jarvie resigned
    director
  14. 2022-11-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2022-11-16
    WHYTE, Stuart Campbell resigned
    director
  16. 2022-09-07
    📄
    accounts-with-accounts-type-small
    accounts · AA
  17. 2022-08-31
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  18. 2022-05-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2022-05-17
    MCCOWAN HILL, Nicola Jane Elizabeth resigned
    director
  20. 2022-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2022-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2022-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2022-03-04
    CAMERON, Gordon appointed
    director
  24. 2022-03-04
    KITELEY, Heather Joan appointed
    director
  25. 2022-03-04
    NTULI, Ngeme appointed
    director
  26. 2021-08-31
    📄
    accounts-with-accounts-type-small
    accounts · AA
  27. 2021-07-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2021-07-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  29. 2021-03-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2021-03-18
    PAVLIKOVA, Vendula appointed
    director
  31. 2020-09-20
    NEAVES, Philip resigned
    director
  32. 2020-09-20
    TELFER, Alexander Robert resigned
    director
  33. 2020-05-01
    ANDERSON, Keith resigned
    secretary
  34. 2020-02-01
    KITELEY, Heather Joan appointed
    secretary
  35. 2019-11-29
    WHYTE, Stuart Campbell appointed
    director
  36. 2019-11-28
    MACPHAIL, Iain Dugald Torquil appointed
    director
  37. 2019-09-04
    ANDERSON, Kevin appointed
    director
  38. 2019-09-04
    GUEST, Simon Edward Graham resigned
    director
  39. 2019-09-04
    HUNTER, Jack resigned
    director
  40. 2019-09-04
    O'CONNOR, Margaret resigned
    director
  41. 2018-09-05
    LINTON, Paul Paterson resigned
    director
  42. 2017-09-06
    GARDINER, Neil Thomas resigned
    director
  43. 2017-09-06
    MCCORRY, Caitlin appointed
    director
  44. 2017-09-06
    REILLY, Brian Mcmurray resigned
    director
  45. 2016-04-30
    TURNER, Jessie resigned
    director
  46. 2015-09-02
    GARDINER, Neil Thomas appointed
    director
  47. 2015-09-02
    PARKER, Timothy Robert Walter resigned
    director
  48. 2015-09-02
    REILLY, Brian Mcmurray appointed
    director
  49. 2013-03-28
    FERGUSSON, Anne Jarvie appointed
    director
  50. 2013-03-28
    MCCOWAN HILL, Nicola Jane Elizabeth appointed
    director
Showing most recent 50 of 68 events

Owner dependency

48/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MACPHAIL, Iain Dugald Torquil resigned 2026-01-15; NTULI, Ngeme resigned 2026-01-22

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-11-17
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

C/O Port Of Leith Housing Association Limited
108 Constitution Street
Leith
Edinburgh
EH6 6AZ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17

Officers (6 active · 21 resigned)

KITELEY, Heather Joan
secretary · appointed 2020-02-01
View their other companies + combined net worth →
Active
ANDERSON, Kevin
director · ~63y · appointed 2019-09-04
View their other companies + combined net worth →
Active
CAMERON, Gordon
director · ~62y · appointed 2022-03-04
View their other companies + combined net worth →
Active
CURRY, Zoe
director · ~35y · appointed 2024-09-25
View their other companies + combined net worth →
Active
KITELEY, Heather Joan
director · ~48y · appointed 2022-03-04
View their other companies + combined net worth →
Active
PAVLIKOVA, Vendula
director · ~36y · appointed 2021-03-18
View their other companies + combined net worth →
Active
ANDERSON, Keith
secretary · appointed 2010-11-17 · resigned 2020-05-01
Resigned
DAWSON, Kingsley Paul
director · ~75y · appointed 2011-05-09 · resigned 2012-08-14
Resigned
FERGUSSON, Anne Jarvie
director · ~73y · appointed 2013-03-28 · resigned 2023-03-29
Resigned
GARDINER, Neil Thomas
director · ~59y · appointed 2015-09-02 · resigned 2017-09-06
Resigned
GODMAN, Stanley Dare
director · ~85y · appointed 2010-11-17 · resigned 2011-05-09
Resigned
GUEST, Simon Edward Graham
director · ~77y · appointed 2011-05-09 · resigned 2019-09-04
Resigned
HUNTER, Jack
director · ~80y · appointed 2010-11-17 · resigned 2019-09-04
Resigned
LINTON, Paul Paterson
director · ~73y · appointed 2010-11-17 · resigned 2018-09-05
Resigned
MACPHAIL, Iain Dugald Torquil
director · ~52y · appointed 2019-11-28 · resigned 2026-01-15
Resigned
MCCORRY, Caitlin
director · ~63y · appointed 2017-09-06 · resigned 2023-11-17
Resigned
MCCOWAN HILL, Nicola Jane Elizabeth
director · ~49y · appointed 2013-03-28 · resigned 2022-05-17
Resigned
MILLER, Rosemary
director · ~92y · appointed 2010-11-17 · resigned 2011-05-09
Resigned
NEAVES, Philip
director · ~61y · appointed 2011-05-09 · resigned 2020-09-20
Resigned
NTULI, Ngeme
director · ~59y · appointed 2022-03-04 · resigned 2026-01-22
Resigned

Click a director name to see their full track record across all companies.

Recent filings (80 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-12
termination-director-company-with-name-termination-date
officers · TM01
2026-02-04
termination-director-company-with-name-termination-date
officers · TM01
2026-02-04
accounts-with-accounts-type-small
accounts · AA
2025-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-27
appoint-person-director-company-with-name-date
officers · AP01
2024-10-02
accounts-with-accounts-type-small
accounts · AA
2024-09-06
accounts-with-accounts-type-small
accounts · AA
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-17
termination-director-company-with-name-termination-date
officers · TM01
2023-11-17
termination-director-company-with-name-termination-date
officers · TM01
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-17
termination-director-company-with-name-termination-date
officers · TM01
2022-11-17
accounts-with-accounts-type-small
accounts · AA
2022-09-07
certificate-change-of-name-company
change-of-name · CERTNM
2022-08-31