CARBON FINANCIAL PARTNERS LIMITED
🌳Matureactive
SC386400 · ltd · incorporated 2010-10-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 15.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
17 officers (4 active, 17 linked, 14 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
26 connected companies via shared directors
90
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
5
filings
- • 5 officers
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2026-01-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-18➕FRANCIS, John Barry William appointeddirector
- 2025-12-18➖FRANCIS, John Barry William resigneddirector
- 2025-12-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-04➖HAWKESLEY, Caroline Michelle resigneddirector
- 2025-11-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-03➖GILLMAN, Timothy James resigneddirector
- 2025-11-03➖THOMAS, Charlotte Emily resigneddirector
- 2025-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-07📄legacyaccounts · PARENT_ACC
- 2025-10-07📄legacyother · GUARANTEE2
- 2025-10-07📄legacyother · AGREEMENT2
- 2025-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-08➕NDAWULA, Robert Samuel Duncan Mugenyi appointeddirector
- 2025-05-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-16🔓Charge satisfied #1
- 2025-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-03➖MOLES, Neil Anthony resigneddirector
- 2024-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-04➕GILLMAN, Timothy James appointeddirector
- 2024-07-29➕WOOD, Thomas Francis appointeddirector
- 2024-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-08📄memorandum-articlesincorporation · MA
- 2024-01-05📄resolutionresolution · RESOLUTIONS
- 2023-12-22➖FERNIE, Shireen Tracy resignedsecretary
- 2023-12-22➖CHRISTIE, Mark Gavin resigneddirector
- 2023-12-22➕HAWKESLEY, Caroline Michelle appointeddirector
- 2023-12-22➕MOLES, Neil Anthony appointeddirector
- 2023-12-22➖O'NEILL, Barry John resigneddirector
- 2023-12-22➕THOMAS, Charlotte Emily appointeddirector
- 2016-12-23➖BROWN, Hazel Ann resigneddirector
- 2013-06-26➕BROWN, Hazel Ann appointeddirector
- 2013-06-26➕CHRISTIE, Mark Gavin appointeddirector
- 2013-06-26➖WOOD, Lewis resigneddirector
- 2011-02-10🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2010-10-25➕FERNIE, Shireen Tracy appointeddirector
- 2010-10-25➕WILSON, Gordon Alexander appointeddirector
- 2010-10-25➕FERNIE, Shireen Tracy appointedsecretary
- 2010-10-25➖HMS SECRETARIES LIMITED resignedcorporate-secretary
- 2010-10-25➖MUNRO, Donald John resigneddirector
- 2010-10-25➕O'NEILL, Barry John appointeddirector
Showing most recent 50 of 56 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondary12+ year tenure: Director in role 16 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FRANCIS, John Barry William resigned 2025-12-18; GILLMAN, Timothy James resigned 2025-11-03; HAWKESLEY, Caroline Michelle resigned 2025-12-04
Group structure
Carbon Financial Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Carbon Financial Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
CARBON FINANCIAL PARTNERS LIMITED
This company · SC386400
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Carbon Financial Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/09/2018 |
2 historic (ceased) PSCs
- Mr Gordon Alexander Wilsonceased 26/09/2018· 25-50% shares · 25-50% voting
- Mrs Shireen Tracy Fernieceased 06/04/2016· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AV BUSINESS LTD→ SC434149 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AVER CORPORATE ADVISORY SERVICES LTD.→ SC362121 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AVROX ASSET LTD→ SC751516 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AZENCHO LIMITED→ SC688333 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| B15 ADVISORY LTD→ SC818820 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BADENOCH ADVISORS LIMITED→ SC455428 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BAHADAR SINGH ENGINEERING LIMITED→ SC172173 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| BAIL INNOVATIONS LTD→ SC682364 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BALANCED IMPACT GROUP LTD→ SC590968 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BALATONI FINANCIAL PLANNING LTD→ SC798663 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BALCOMIE CONSULTANTS LTD→ SC535648 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BALERNO PROJECT GROUP LTD→ SC807703 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-10-04
Jurisdictionscotland
Primary SIC70221 — Financial management
Registered office
61 Manor Place
Edinburgh
EH3 7EG
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-18
Last: 2025-10-04
Officers (4 active · 13 resigned)
FERNIE, Shireen Tracy→
Activedirector · ~58y · appointed 2010-10-25
View their other companies + combined net worth →
NDAWULA, Robert Samuel Duncan Mugenyi→
Activedirector · ~52y · appointed 2025-05-08
View their other companies + combined net worth →
WILSON, Gordon Alexander→
Activedirector · ~58y · appointed 2010-10-25
View their other companies + combined net worth →
WOOD, Thomas Francis→
Activedirector · ~54y · appointed 2024-07-29
View their other companies + combined net worth →
FERNIE, Shireen Tracy→
Resignedsecretary · appointed 2010-10-25 · resigned 2023-12-22
HMS SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2010-10-04 · resigned 2010-10-25
BROWN, Hazel Ann→
Resigneddirector · ~60y · appointed 2013-06-26 · resigned 2016-12-23
CHRISTIE, Mark Gavin→
Resigneddirector · ~54y · appointed 2013-06-26 · resigned 2023-12-22
FRANCIS, John Barry William→
Resigneddirector · ~46y · appointed 2025-12-18 · resigned 2025-12-18
GILLMAN, Timothy James→
Resigneddirector · ~57y · appointed 2024-12-04 · resigned 2025-11-03
HAWKESLEY, Caroline Michelle→
Resigneddirector · ~52y · appointed 2023-12-22 · resigned 2025-12-04
MOLES, Neil Anthony→
Resigneddirector · ~47y · appointed 2023-12-22 · resigned 2025-02-03
MUNRO, Donald John→
Resigneddirector · ~55y · appointed 2010-10-04 · resigned 2010-10-25
O'NEILL, Barry John→
Resigneddirector · ~60y · appointed 2010-10-25 · resigned 2023-12-22
THOMAS, Charlotte Emily→
Resigneddirector · ~54y · appointed 2023-12-22 · resigned 2025-11-03
WOOD, Lewis→
Resigneddirector · ~79y · appointed 2010-10-25 · resigned 2013-06-26
HMS DIRECTORS LIMITED→
Resignedcorporate-director · appointed 2010-10-04 · resigned 2010-10-25
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 10/02/2011 | 16/04/2025 |
Recent filings (81 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-29
appoint-person-director-company-with-name-date
officers · AP01
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-12-18
termination-director-company-with-name-termination-date
officers · TM01
2025-11-17
termination-director-company-with-name-termination-date
officers · TM01
2025-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-07
legacy
accounts · PARENT_ACC
2025-10-07
legacy
other · GUARANTEE2
2025-10-07
legacy
other · AGREEMENT2
2025-10-07
change-person-director-company-with-change-date
officers · CH01
2025-09-23
appoint-person-director-company-with-name-date
officers · AP01
2025-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-16
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
appoint-person-director-company-with-name-date
officers · AP01
2024-12-06