ALT-NA-CRAIG LIMITED
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
10 live charges · 9 lenders · oldest 7.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.9 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 1 officers
- • 1 incorporation
- • 1 resolution
- • 4 mortgage
- • 1 officers
- • 1 incorporation
Corporate timeline (40 events)Click to expand
- 2026-04-02📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-19📄memorandum-articlesincorporation · MA
- 2026-02-19📄resolutionresolution · RESOLUTIONS
- 2026-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-07🔒Charge registered #10Lender: Tc Loans Limited (13031559)
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-23🔒Charge registered #8Lender: Tc Security Trustee Limited
- 2025-12-23🔒Charge registered #7Lender: Tc Loans Limited (As Security Agent)
- 2025-12-19🔒Charge registered #9Lender: Tc Loans Limited (As Security Agent)
- 2024-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-20🔓Charge satisfied #2
- 2021-08-18🔒Charge registered #6Lender: Esf Loans Limited (As Security Trustee of the Secured Parties)
- 2021-08-18🔒Charge registered #5Lender: Tc Security Trustee Limited (As Security Trustee of the Secured Parties)
- 2021-08-11📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-08-11📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-08-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-10🔓Charge satisfied #1
- 2021-08-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-04🔒Charge registered #4Lender: Esf Loans Limited (As Security Trustee)
- 2021-08-04🔒Charge registered #3Lender: Tc Security Trustee Limited (As Security Trustee)
- 2018-06-26🔒Charge registered #2Lender: Barclays Security Trustee Limited as Security Trustee for Barclays Bank PLC, Barclays Bank UK PLC, Barclays Mercantile Business Finance Limited and Itself
- 2018-06-14➕UNADKAT, Sachin Shyam appointeddirector
- 2018-06-14➖CAPLAN, Sheena Capperauld resigneddirector
- 2018-06-14🔒Charge registered #1Lender: Barclays Security Trustees Limited as Security Trustee for Barlclays Bank PLC, Barclays Bank UK PLC, Barclays Mercantile Business Finance Limited and Itself
- 2009-11-11🏢Company incorporatedAs ALT-NA-CRAIG LIMITED
- 2009-11-11➕BRIAN REID LTD. appointedcorporate-secretary
- 2009-11-11➖BRIAN REID LTD. resignedcorporate-secretary
- 2009-11-11➕CAPLAN, Sheena Capperauld appointeddirector
- 2009-11-11➕MABBOTT, Stephen George appointeddirector
- 2009-11-11➖MABBOTT, Stephen George resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-01-07: A registered charge; 2025-12-23: A registered charge; 2025-12-23: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Anc Care Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Anc Care Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/06/2018 |
1 historic (ceased) PSC
- Mrs Sheena Capperauld Caplanceased 18/06/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ABBEY DENTAL CARE PAISLEY LTD→ SC819518 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| ALISTAIR MCPHAIL LIMITED→ SC421511 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ARDNAHEIN HOME CARE LIMITED→ SC472475 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ARGYLL HOMECARE LIMITED→ SC275774 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AZIZ AND FAMILY LTD→ SC776550 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BIPOLAR SCOTLAND→ SC163306 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| BJW SOCIAL WORK CONSULTANCY LTD.→ SC797411 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BOAN LTD→ SC825521 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| BOSS LADY LTD→ SC724889 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Tc Loans (13031559) Tc Loans Limited (13031559) | A registered charge | 5 properties | 07/01/2026 | — | |
| outstanding | Tc Security Trustee Tc Security Trustee Limited | A registered charge | — | 23/12/2025 | — | |
| outstanding | Tc Loans (As Security Agent) Tc Loans Limited (As Security Agent) | A registered charge | — | 23/12/2025 | — | |
| outstanding | Tc Loans (As Security Agent) Tc Loans Limited (As Security Agent) | A registered charge | — | 19/12/2025 | — | |
| outstanding | Esf Loans (As Security Trustee of the Secured Parties) Esf Loans Limited (As Security Trustee of the Secured Parties) | A registered charge | 1 property | 18/08/2021 | — | |
| outstanding | Tc Security Trustee (As Security Trustee of the Secured Parties) Tc Security Trustee Limited (As Security Trustee of the Secured Parties) | A registered charge | 1 property | 18/08/2021 | — | |
| outstanding | Esf Loans (As Security Trustee) Esf Loans Limited (As Security Trustee) | A registered charge | — | 04/08/2021 | — | |
| outstanding | Tc Security Trustee (As Security Trustee) Tc Security Trustee Limited (As Security Trustee) | A registered charge | — | 04/08/2021 | — | |
| satisfied | Barclays Barclays Security Trustee Limited as Security Trustee for Barclays Bank PLC, Barclays Bank UK PLC, Barclays Mercantile Business Finance Limited and Itself | A registered charge | 1 property | 26/06/2018 | 20/08/2021 | |
| satisfied | Barclays Barclays Security Trustees Limited as Security Trustee for Barlclays Bank PLC, Barclays Bank UK PLC, Barclays Mercantile Business Finance Limited and Itself | A registered charge | — | 14/06/2018 | 10/08/2021 |