BIGGAR FLAVOURS LIMITED

🌳Matureactive
SC362031 · ltd · incorporated 2009-07-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 15.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Wholesale of fruit and vegetables
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 47210Retail sale of fruit and vegetables in specialised stores
  • 47230SIC 47230
  • 47240Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores
Investor take
Pursue
Active trading company with a 61-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 15.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 15.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jul 2023Jul 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-07-312023-07-31
Average employees400500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-09-12
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  2. 2025-09-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-07-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-07-30
    🔓
    Charge satisfied #1
  5. 2025-07-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2024-07-19
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2023-07-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2022-07-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2021-04-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2020-07-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2019-04-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2018-04-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2017-04-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-05-03
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-04-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2016-03-22
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  17. 2015-08-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2011-05-23
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  19. 2011-05-06
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  20. 2009-07-02
    🏢
    Company incorporated
    As BIGGAR FLAVOURS LIMITED
  21. 2009-07-02
    ➕
    BROWN, Jane Grace appointed
    secretary
  22. 2009-07-02
    ➕
    BROWN, Jane Grace appointed
    director
  23. 2009-07-02
    ➕
    BROWN, Ranald Walter appointed
    director

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-09-12: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Jane Grace Brown
Individual · Scottish · DOB 02/1966 · age 60
25–50%
—25-50% shares17/07/2016
Mr Ranald Walter Brown
Individual · Scottish · DOB 08/1965 · age 61
25–50%
—25-50% shares17/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-07-02
Jurisdictionscotland
Primary SIC46310 — Wholesale of fruit and vegetables

Registered office

10 Leafield Road
Biggar
ML12 6AY
Scotland

Filing status

Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-16
Last: 2025-07-02

Officers (3 active · 0 resigned)

BROWN, Jane Grace→
secretary · appointed 2009-07-02
View their other companies + combined net worth →
Active
BROWN, Jane Grace→
director · ~60y · appointed 2009-07-02
View their other companies + combined net worth →
Active
BROWN, Ranald Walter→
director · ~61y · appointed 2009-07-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property22/03/2016—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property23/05/2011—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property06/05/201130/07/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (41 total)

certificate-change-of-name-company
change-of-name · CERTNM
2025-09-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-04-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-16