CHARTERHOUSE NADIA 5 LIMITED
🌳Matureactive
SC360558 · ltd · incorporated 2009-06-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
9 live charges · 4 lenders · oldest 16.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 16.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
19 officers (3 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 persons-with-significant-control
- • 1 accounts
- • 1 address
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
- 2025-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-11-17📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-16➕GRIEVE, Christopher David appointeddirector
- 2025-01-16➖CROWE, Simon Paul resigneddirector
- 2025-01-09📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-06📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2024-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-07➕LIU, Jason Chou appointeddirector
- 2024-05-03➖BRININ, Mark Andrew resigneddirector
- 2024-04-25🔒Charge registered #9Lender: Bank of America, N.A. (As Security Agent)
- 2024-04-25🔒Charge registered #8Lender: Bank of America, N.A. (As Security Agent)
- 2024-02-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-19🔓Charge satisfied #7
- 2024-02-19🔓Charge satisfied #6
- 2024-02-19🔓Charge satisfied #5
- 2023-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-12📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-06🔒Charge registered #7Lender: Hps Investment Partners, Llc (As Security Agent)
- 2023-08-15📄capital-allotment-sharescapital · SH01
- 2023-05-12📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2023-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-10➕CROWE, Simon Paul appointeddirector
- 2023-04-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-28🔒Charge registered #6Lender: Hps Investment Partners, Llc (As Security Agent)
- 2023-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-02-01➕RAMAGE, Andrew David appointedsecretary
- 2023-02-01➖AIRD, Brian Robert resignedsecretary
- 2023-02-01➖AIRD, Brian Robert resigneddirector
- 2023-02-01➕BRININ, Mark Andrew appointeddirector
- 2023-02-01➖WONG, Thomas C resigneddirector
- 2023-02-01🔒Charge registered #5Lender: Hps Investment Partners, Llc (As Security Agent)
- 2021-04-08➖THOMPSON, Kenneth Edward resigneddirector
- 2021-04-08➕WONG, Thomas C appointeddirector
- 2019-07-01➕THOMPSON, Kenneth Edward appointeddirector
- 2019-06-30➖HALLIDAY, Stephen James resigneddirector
- 2015-06-15🔓Charge satisfied #4
- 2015-05-22🔓Charge satisfied #3
- 2015-05-21➖MARSHALL, Philip Anthony resigneddirector
- 2015-05-19➖GREGORY, Paul Duncan resigneddirector
- 2014-04-28➕MARSHALL, Philip Anthony appointeddirector
- 2013-01-16➕GREGORY, Paul Duncan appointeddirector
Showing most recent 50 of 74 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Charterhouse Nadia 4 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Charterhouse Nadia 4 Limited
Corporate parent · holds 75-100% shares
⬇
CHARTERHOUSE NADIA 5 LIMITED
This company · SC360558
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Charterhouse Nadia 4 Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B.S.& A. TRAVEL LIMITED→ SC220949 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BONJOUR RESIDENCES LTD→ SC670505 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BORDLANDS DEVELOPMENTS LIMITED→ SC056767 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| BRAELOCH LIMITED→ SC215185 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| BREWSTER PROPERTIES LIMITED→ SC146101 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| BRIAR ROSE GROUP LIMITED→ SC777256 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRIDGEMUIR LIMITED→ SC211330 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| BRITISH LINEN LEASING LIMITED→ SC049669 · est 1971 · no financials extracted | — | — | — | — | 54y | — | — |
| BRIZMAN ADVISORS LIMITED→ SC770001 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BROCKWOOD HALL TITLE LIMITED→ SC162169 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| BRORA MILLENIUM LIMITED→ SC805086 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BRUNSTANE ROAD SOUTH LIMITED→ SC336712 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-06-02
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Level 3, 6 St Andrew Square
Edinburgh
EH2 2BD
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-16
Last: 2025-06-02
Officers (3 active · 16 resigned)
RAMAGE, Andrew David→
Activesecretary · appointed 2023-02-01
View their other companies + combined net worth →
GRIEVE, Christopher David→
Activedirector · ~51y · appointed 2025-01-16
View their other companies + combined net worth →
LIU, Jason Chou→
Activedirector · ~56y · appointed 2024-05-07
View their other companies + combined net worth →
AIRD, Brian Robert→
Resignedsecretary · appointed 2009-07-15 · resigned 2023-02-01
MACLAY MURRAY & SPENS LLP→
Resignedcorporate-nominee-secretary · appointed 2009-06-02 · resigned 2009-07-01
AIRD, Brian Robert→
Resigneddirector · ~59y · appointed 2009-06-19 · resigned 2023-02-01
BRININ, Mark Andrew→
Resigneddirector · ~49y · appointed 2023-02-01 · resigned 2024-05-03
CROWE, Simon Paul→
Resigneddirector · ~59y · appointed 2023-05-10 · resigned 2025-01-16
ETROY, Stephane Roland→
Resigneddirector · ~54y · appointed 2009-06-10 · resigned 2012-08-02
GREGORY, Paul Duncan→
Resigneddirector · ~72y · appointed 2013-01-16 · resigned 2015-05-19
HALLIDAY, Stephen James→
Resigneddirector · ~62y · appointed 2009-06-19 · resigned 2019-06-30
MARSHALL, Philip Anthony→
Resigneddirector · ~56y · appointed 2014-04-28 · resigned 2015-05-21
MORNINGTON, Arthur Gerald, Lord→
Resigneddirector · ~48y · appointed 2009-06-10 · resigned 2012-08-02
OFFORD, Malcolm Ian→
Resigneddirector · ~62y · appointed 2009-06-10 · resigned 2012-08-02
THOMPSON, Kenneth Edward→
Resigneddirector · ~67y · appointed 2019-07-01 · resigned 2021-04-08
TRUESDALE, Christine→
Resigneddirector · ~66y · appointed 2009-06-02 · resigned 2009-06-09
WONG, Thomas C→
Resigneddirector · ~49y · appointed 2021-04-08 · resigned 2023-02-01
VINDEX LIMITED→
Resignedcorporate-director · appointed 2009-06-02 · resigned 2009-06-10
VINDEX SERVICES LIMITED→
Resignedcorporate-director · appointed 2009-06-02 · resigned 2009-06-10
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
2
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bank of America, N.A. (As Security Agent) | A registered charge | — | 25/04/2024 | — | |
| outstanding | Bank of America, N.A. (As Security Agent) | A registered charge | — | 25/04/2024 | — | |
| satisfied | Hps Investment Partners, (As Security Agent) Hps Investment Partners, Llc (As Security Agent) | A registered charge | — | 06/10/2023 | 19/02/2024 | |
| satisfied | Hps Investment Partners, (As Security Agent) Hps Investment Partners, Llc (As Security Agent) | A registered charge | — | 28/04/2023 | 19/02/2024 | |
| satisfied | Hps Investment Partners, (As Security Agent) Hps Investment Partners, Llc (As Security Agent) | A registered charge | — | 01/02/2023 | 19/02/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Security accession deed | 1 property | 23/08/2012 | 15/06/2015 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Floating charge | 1 property | 23/08/2012 | 22/05/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 19/06/2009 | 09/08/2012 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 17/06/2009 | 09/08/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (114 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-12-12
accounts-with-accounts-type-full
accounts · AA
2025-11-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-03
appoint-person-director-company-with-name-date
officers · AP01
2025-01-20
termination-director-company-with-name-termination-date
officers · TM01
2025-01-20
accounts-with-accounts-type-full
accounts · AA
2025-01-09
second-filing-of-director-appointment-with-name
officers · RP04AP01
2024-09-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-13
appoint-person-director-company-with-name-date
officers · AP01
2024-05-08
termination-director-company-with-name-termination-date
officers · TM01
2024-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-19