BCERTA LTD.

🌳Matureactive
SC355831 · ltd · incorporated 2009-03-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 16.3y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
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Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 16.3y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 16.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-12-19
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2023-11-01
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2022-11-07
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-04-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2021-12-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2021-09-22
    ➖
    BURNETT, Nicola Mary resigned
    director
  8. 2021-09-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2020-12-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2019-12-16
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2019-10-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2018-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-09-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2018-09-03
    ➕
    BURNETT, Nicola Mary appointed
    director
  15. 2017-11-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2016-12-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-03-28
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2015-05-31
    ➖
    SHENKIN, David resigned
    director
  19. 2013-05-09
    ➕
    MCINTOSH, John appointed
    director
  20. 2013-05-09
    ➕
    MUIR, Alan James appointed
    director
  21. 2013-05-09
    ➕
    SHENKIN, David appointed
    director
  22. 2012-08-30
    🔒
    Charge registered #2
    Lender: Bibby Factors Scotland Limited
  23. 2011-11-04
    ➖
    BANNISTER, Brenda Elizabeth resigned
    director
  24. 2010-02-18
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  25. 2009-08-12
    ➕
    BANNISTER, Brenda Elizabeth appointed
    director
  26. 2009-03-24
    ➖
    BRANNAN, Marie Louise resigned
    secretary
  27. 2009-03-02
    🏢
    Company incorporated
    As BCERTA LTD.
  28. 2009-03-02
    ➕
    BRANNAN, James Joseph appointed
    director
  29. 2009-03-02
    ➕
    BRANNAN, Marie Louise appointed
    secretary
  30. 2009-03-02
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  31. 2009-03-02
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  32. 2009-03-02
    ➕
    MABBOTT, Stephen George appointed
    director
  33. 2009-03-02
    ➖
    MABBOTT, Stephen George resigned
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr James Joseph Brannan
Individual · British · DOB 05/1959 · age 67
50–75%
—50-75% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-03-02
Jurisdictionscotland
Primary SIC86900 — Other human health activities

Registered office

1st Floor, 134-138 West Regent Street
Glasgow
G2 2RQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29

Officers (3 active · 6 resigned)

BRANNAN, James Joseph→
director · ~67y · appointed 2009-03-02
View their other companies + combined net worth →
Active
MCINTOSH, John→
director · ~66y · appointed 2013-05-09
View their other companies + combined net worth →
Active
MUIR, Alan James→
director · ~60y · appointed 2013-05-09
View their other companies + combined net worth →
Active
BRANNAN, Marie Louise→
secretary · appointed 2009-03-02 · resigned 2009-03-24
Resigned
BRIAN REID LTD.→
corporate-secretary · appointed 2009-03-02 · resigned 2009-03-02
Resigned
BANNISTER, Brenda Elizabeth→
director · ~70y · appointed 2009-08-12 · resigned 2011-11-04
Resigned
BURNETT, Nicola Mary→
director · ~45y · appointed 2018-09-03 · resigned 2021-09-22
Resigned
MABBOTT, Stephen George→
director · ~76y · appointed 2009-03-02 · resigned 2009-03-02
Resigned
SHENKIN, David→
director · ~75y · appointed 2013-05-09 · resigned 2015-05-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Bibby Financial Services
Bibby Factors Scotland Limited
Floating charge1 property30/08/2012—
outstanding
Virgin Money
Clydesdale Bank PLC
Floating charge1 property18/02/2010—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (70 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-07
change-person-director-company-with-change-date
officers · CH01
2022-04-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-21
termination-director-company-with-name-termination-date
officers · TM01
2021-09-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-27