J C MACNEIL FISHING LTD

🌳Matureactive

SC354574 · ltd · incorporated 2009-02-05

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 12.0y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Feb 2025

Net worth

£102.8k

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: SIC 03110

Sector: Agriculture, forestry & fishing

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 12.0y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 12.0 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

40 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £102,804

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£103k

↑ 38% YoY

Current Assets

£17k

↓ 24% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-02-28	2024-02-29
Total assets	£102.8k	£74.8k
Current assets	£16.7k	£22.0k
Net assets	£102.8k	£74.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (21 events)Click to expand

2025-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-01-31
📄
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2019-11-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-03-01
➕
MACNEIL, Catriona appointed
director
2018-11-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-01-30
📄
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2017-11-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-11-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-22
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-27
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-05-20
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2014-05-07
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2009-02-05
🏢
Company incorporated
As J C MACNEIL FISHING LTD
2009-02-05
➕
MACNEIL, Catriona appointed
secretary
2009-02-05
➕
MACNEIL, Jonathan appointed
director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "MACNEIL" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Jonathan Columba Macneil Individual · British · DOB 06/1969 · age 57	75–100%	75–100%	75-100% shares · 75-100% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Agriculture · HS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
HEBRIDEAN SMOLTS LIMITED→ SC235174 · est 2002	—	—	£500.7k	—	23y	82	59y
MACSWEEN'S DUNGANICHY LTD→ SC273960 · est 2004	—	—	£212.1k	—	21y	82	71y
S & SG LTD→ SC253571 · est 2003	—	—	—	100	22y	82	68y
SCARISTAVORE CROFTING TRUST LIMITED→ SC195471 · est 1999	—	—	£59.6k	—	27y	81	85y
AQUARIA (GRIMSAY) LTD→ SC476899 · est 2014	—	—	£465.4k	—	11y	80	70y
D MACINNES ASSOCIATES LTD→ SC259251 · est 2003	—	—	£23.2k	—	22y	80	73y
GAELTONE LIMITED→ SC289027 · est 2005	—	—	£1.0k	—	20y	80	84y
ARDBHAN GENETICS LTD→ SC855085 · est 2025 · no financials extracted	—	—	—	—	—	—	—
DAWN SHELLFISH LIMITED→ SC341117 · est 2008 · no financials extracted	—	—	—	—	18y	—	—
FEAR KNOT LTD→ SC880556 · est 2026 · no financials extracted	—	—	—	—	—	—	—
GREENSTONE FISHING LIMITED→ SC666436 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
MACIAIN LTD.→ SC061711 · est 1977 · no financials extracted	—	—	—	—	49y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2009-02-05

Jurisdictionscotland

Primary SIC03110 — SIC 03110

Registered office

26 Lewis Street

Stornway

Isle Of Lewis

HS1 2JF

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2027-02-19

Last: 2026-02-05

Officers (3 active · 0 resigned)

MACNEIL, Catriona→

secretary · appointed 2009-02-05

View their other companies + combined net worth →

Active

MACNEIL, Catriona→

director · ~55y · appointed 2019-03-01

View their other companies + combined net worth →

Active

MACNEIL, Jonathan→

director · ~57y · appointed 2009-02-05

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	1 property	20/05/2015	—
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	—	07/05/2014	—

Click column headers to sort. Use filters above to narrow by status and lender.