A.C.A. ASSETS LTD
💤Zombieactive
SC353339 · ltd · incorporated 2009-01-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Renting and leasing of other machinery, equipment and tangible goods n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 4 lenders · oldest 9.5y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
6 officers (1 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | — | £4.99M |
| Current assets | — | £2.69M |
| Cash | — | £483.0k |
| Debtors | — | £2.21M |
| Net assets | — | £3.24M |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
2
filings
- • 1 mortgage
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-03-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-10🔒Charge registered #7Lender: Close Brothers Limited
- 2025-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-01🔒Charge registered #6Lender: Close Brothers Limited
- 2023-04-28➖KASZUBOWSKI, Anton Nikolai resigneddirector
- 2023-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-07🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2022-12-07🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2022-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-30🔓Charge satisfied #2
- 2021-09-30🔓Charge satisfied #1
- 2021-06-01📄accounts-with-accounts-type-smallaccounts · AA
- 2021-05-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-04-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-15🔒Charge registered #3Lender: Raphaelson Holdings Limited
- 2020-04-30📄accounts-with-accounts-type-smallaccounts · AA
- 2019-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-07-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-07-10➕KASZUBOWSKI, Anton Nikolai appointeddirector
- 2019-07-05➖KEENAN, Joseph Perry resigneddirector
- 2016-11-02🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2016-10-31➕CHANGIZI, Dara Marcus appointeddirector
- 2016-10-31➖MCCREADY, Anne Marie resignedsecretary
- 2016-10-31➕KEENAN, Joseph Perry appointeddirector
- 2016-10-31➖MCCREADY, Alexander Shaw resigneddirector
- 2016-10-31➖MCCREADY, Anne Marie resigneddirector
- 2016-10-31🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2009-01-12🏢Company incorporatedAs A.C.A. ASSETS LTD
- 2009-01-12➕MCCREADY, Anne Marie appointedsecretary
- 2009-01-12➕MCCREADY, Alexander Shaw appointeddirector
- 2009-01-12➕MCCREADY, Anne Marie appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Aca Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aca Holdings Limited
Corporate parent · holds 75-100% shares
⬇
A.C.A. ASSETS LTD
This company · SC353339
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aca Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 01/04/2021 |
1 historic (ceased) PSC
- Mr Dara Marcus Changiziceased 01/04/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACA HOLDINGS LIMITED→ SC272499 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACC MARINE CONSULTING LIMITED→ SC753635 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACCOUNTSPLUS SERVICES LTD→ SC338534 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ACHABEAG COMMUNITY COMPANY LIMITED→ SC525244 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADE CONSULTING SERVICES LTD→ SC795857 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFRICAN STRATEGIC-VENTURES (ASV) LTD→ SC619888 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AINSLEY SMITH & CO LIMITED→ SC414111 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| AIRD ASSOCIATES LTD→ SC455469 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALACRA LIMITED→ SC544591 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALAN MCGONIGLE (DRAUGHTING & TECHNICAL SERVICES) LIMITED→ SC121213 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| ALBEX GROUP SERVICES LIMITED→ SC790921 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALDHC HOLDINGS LIMITED→ SC520632 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-01-12
Jurisdictionscotland
Primary SIC77390 — Renting and leasing of other machinery, equipment and tangible goods n.e.c.
Registered office
Unit 14 Cartside Avenue
Inchinnan Business Park
Inchinnan
PA4 9RP
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2027-01-26
Last: 2026-01-12
Officers (1 active · 5 resigned)
CHANGIZI, Dara Marcus→
Activedirector · ~54y · appointed 2016-10-31
View their other companies + combined net worth →
MCCREADY, Anne Marie→
Resignedsecretary · appointed 2009-01-12 · resigned 2016-10-31
KASZUBOWSKI, Anton Nikolai→
Resigneddirector · ~52y · appointed 2019-07-10 · resigned 2023-04-28
KEENAN, Joseph Perry→
Resigneddirector · ~65y · appointed 2016-10-31 · resigned 2019-07-05
MCCREADY, Alexander Shaw→
Resigneddirector · ~70y · appointed 2009-01-12 · resigned 2016-10-31
MCCREADY, Anne Marie→
Resigneddirector · ~59y · appointed 2009-01-12 · resigned 2016-10-31
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
5
Outstanding
3
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Brothers Close Brothers Limited | A registered charge | — | 10/03/2026 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | — | 01/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 07/12/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/12/2022 | — | |
| outstanding | Raphaelson Holdings Raphaelson Holdings Limited | A registered charge | — | 15/03/2021 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 02/11/2016 | 30/09/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 31/10/2016 | 30/09/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (60 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
termination-director-company-with-name-termination-date
officers · TM01
2023-04-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-17
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-30