MACDONALD MACIVER & COMPANY LIMITED
- · Oldest live charge 16.5y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 16.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £96.7k | £131.9k |
| Current assets | £151.0k | £197.8k |
| Net assets | £86.7k | £111.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-01➕MACIVER, Jonathan Grant appointeddirector
- 2021-11-01➕WELSH, Lauren Macdonald appointeddirector
- 2021-11-01➖MACIVER, Ian resigneddirector
- 2021-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-22📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-09-18➕MACIVER, Ian appointeddirector
- 2009-10-21🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2008-11-07🏢Company incorporatedAs MACDONALD MACIVER & COMPANY LIMITED
- 2008-11-07➕MACDONALD, Angus William appointedsecretary
- 2008-11-07➕MACDONALD, Angus William appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "MACDONALD" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Angus William Macdonald Individual · Scottish · DOB 02/1951 · age 75 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 21/10/2009 | — |