OLIVIA CAMERON BRIDAL LIMITED

🌳Matureactive
SC349071 · ltd · incorporated 2008-09-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 17.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Retail sale of clothing in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 61-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 17.4y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 17.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Average employees300300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-06-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-06-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-03-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-09-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-09-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2019-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2018-06-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-06-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-06-01
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  13. 2015-09-29
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-06-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-10-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2010-09-01
    ➖
    SMART, Fiona resigned
    secretary
  17. 2008-12-29
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Scotland PLC
  18. 2008-11-19
    ➕
    SMART, Fiona appointed
    secretary
  19. 2008-09-25
    🏢
    Company incorporated
    As OLIVIA CAMERON BRIDAL LIMITED
  20. 2008-09-25
    ➕
    SMART, Fiona appointed
    director
  21. 2008-09-25
    ➕
    SMART, Kevin appointed
    director
  22. 2008-09-25
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  23. 2008-09-25
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  24. 2008-09-25
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-director
  25. 2008-09-25
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-director

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Fiona Smart
Individual · British · DOB 12/1965 · age 61
75–100%
75–100%board control75-100% shares · 75-100% voting · board control25/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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SC331369 · est 2007
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——£1.79M—31y8378y
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———160043y8274y
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———750046y8266y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2008-09-25
Jurisdictionscotland
Primary SIC47710 — Retail sale of clothing in specialised stores

Registered office

4 Valentine Court
Dunsinane Industrial Estate
Dundee
Tayside
DD2 3QB

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17

Officers (2 active · 3 resigned)

SMART, Fiona→
director · ~61y · appointed 2008-09-25
View their other companies + combined net worth →
Active
SMART, Kevin→
director · ~59y · appointed 2008-09-25
View their other companies + combined net worth →
Active
SMART, Fiona→
secretary · appointed 2008-11-19 · resigned 2010-09-01
Resigned
BRIAN REID LTD.→
corporate-secretary · appointed 2008-09-25 · resigned 2008-09-25
Resigned
STEPHEN MABBOTT LTD.→
corporate-director · appointed 2008-09-25 · resigned 2008-09-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Tsb Scotland PLC
Standard security1 property29/12/2008—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (49 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-01
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-09-27
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-27