BBN INVESTMENTS LTD

🌳Matureactive
SC341178 · ltd · incorporated 2008-04-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£646.0k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
Pursue
Asset-holding vehicle with a 64-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -56% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 17.9y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 17.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £645,998
Net assets shrinking
Down £60,607 YoY
Cash draining
Cash down 56% YoY
Cash YoY
-56%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£86k
↓ 56% YoY
Net Worth
£646k
↓ 8.6% YoY
Current Assets
£94k
↓ 53% YoY
Current Liabilities
—
£0£141k£283k£424k£565k£707kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£646.0k£706.6k
Current assets£93.7k£201.0k
Cash£86.1k£196.1k
Debtors£7.5k£4.9k
Net assets£646.0k£706.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-08-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2025-08-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-08-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-08-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2025-08-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-02-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-02-01
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  9. 2023-08-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-08-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-05-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2021-05-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2021-05-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2021-05-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2021-04-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2020-05-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2020-05-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2020-05-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2020-05-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2019-11-29
    ➖
    STEIN, Pamela resigned
    director
  22. 2019-11-05
    🔓
    Charge satisfied #2
  23. 2019-11-05
    🔓
    Charge satisfied #1
  24. 2018-01-01
    ➕
    STEIN, Pamela appointed
    director
  25. 2014-01-31
    ➕
    GARVOCK, Renton Arthur appointed
    director
  26. 2008-11-18
    🔒
    Charge registered #2
    Lender: Royal Bank of Scotland PLC
  27. 2008-06-13
    🔒
    Charge registered #1
    Lender: Royal Bank of Scotland PLC
  28. 2008-04-10
    🏢
    Company incorporated
    As BBN INVESTMENTS LTD
  29. 2008-04-10
    ➕
    ANDERSON, Phyllis appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Renton Arthur Garvock
Individual · British · DOB 08/1962 · age 64
25–50%
—25-50% shares06/04/2016
Ms Phyllis Anderson
Individual · British · DOB 01/1974 · age 52
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-04-10
Jurisdictionscotland
Primary SIC85100 — Pre-primary education

Registered office

Second Floor Airbles House
270 Airbles Road
Motherwell
ML1 3AT
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-04-24
Last: 2025-04-10

Officers (2 active · 1 resigned)

ANDERSON, Phyllis→
director · ~52y · appointed 2008-04-10
View their other companies + combined net worth →
Active
GARVOCK, Renton Arthur→
director · ~64y · appointed 2014-01-31
View their other companies + combined net worth →
Active
STEIN, Pamela→
director · ~51y · appointed 2018-01-01 · resigned 2019-11-29
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security1 property18/11/200805/11/2019
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Bond & floating charge1 property13/06/200805/11/2019

Recent filings (62 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-15
change-person-director-company-with-change-date
officers · CH01
2025-08-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-15
change-person-director-company-with-change-date
officers · CH01
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-03
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-19