TOWER PENSION TRUSTEES (S-B) LIMITED
🌳Matureactive
SC340871 · ltd · incorporated 2008-04-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 70/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
27 officers (3 active, 27 linked, 19 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 4 officers
Last 180 days
7
filings
- • 6 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
- 2026-03-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-03-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-02-04➕WAKEFORD, Helen Mary appointedsecretary
- 2026-02-04➖PETHERICK, Louis resignedsecretary
- 2026-01-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-19➕WAKEFORD, Helen Mary appointeddirector
- 2026-01-19➖DOCHERTY, Peter Gordon John resigneddirector
- 2026-01-07📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-01-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-15➖DIXIE, Alice Sian Rhiannon resignedsecretary
- 2025-12-15➕PETHERICK, Louis appointedsecretary
- 2025-09-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-02-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-02-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-02-01➖BRUCE, Michelle resignedsecretary
- 2025-02-01➕DIXIE, Alice Sian Rhiannon appointedsecretary
- 2024-10-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-08📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-03-01➕BRUCE, Michelle appointedsecretary
- 2024-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-02-29➖MILLARD, Gemma Louise resignedsecretary
- 2024-02-29➖MILLARD, Gemma Louise resigneddirector
- 2024-02-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-02-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-31➕ALLAN, Ross Campbell appointeddirector
- 2024-01-31➖KEELY, James resigneddirector
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-31➖COWLAND, Dan James resigneddirector
- 2023-12-31➕DOCHERTY, Peter Gordon John appointeddirector
- 2023-12-31➖VINCENT, Jaynie resigneddirector
- 2023-09-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-02➖COWLAND, Dan James resignedsecretary
- 2023-05-02➕MILLARD, Gemma Louise appointedsecretary
- 2023-05-01➖RIDGLEY, Jane Ann resigneddirector
- 2022-10-06➖SELF, William Arthur resigneddirector
- 2022-09-05➕KEELY, James appointeddirector
- 2022-09-05➕MILLARD, Gemma Louise appointeddirector
- 2022-09-05➕VINCENT, Jaynie appointeddirector
- 2022-03-31➖RODGERS, Nigel Trevor resigneddirector
- 2020-07-25➖KINGSTON, Greg resigneddirector
- 2019-12-03➕COWLAND, Dan James appointedsecretary
- 2019-12-03➖TARRAN, Paul James resignedsecretary
- 2019-12-03➕COWLAND, Dan James appointeddirector
Showing most recent 50 of 74 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DIXIE, Alice Sian Rhiannon resigned 2025-12-15; PETHERICK, Louis resigned 2026-02-04; DOCHERTY, Peter Gordon John resigned 2026-01-19
Group structure
Curtis Banks Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Curtis Banks Limited
Corporate parent · holds 75-100% shares · board control
⬇
TOWER PENSION TRUSTEES (S-B) LIMITED
This company · SC340871
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Curtis Banks Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BLACKROCK SMALLER COMPANIES TRUST PLC→ SC006176 · est 1906 · no financials extracted | — | — | — | — | 119y | — | — |
| BLUESKY INDEPENDENT WEALTH MANAGERS LTD→ SC535531 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BRAVO (DRINKS) LIMITED→ SC669698 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BREICH BUILDING COMPANY LIMITED→ SC442841 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BRIDGEPOINT EUROPE (SGP) LTD→ SC332267 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BRIDGEPOINT EUROPE IV FP (GP) LIMITED→ SC330160 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BRIDGEPOINT PRIVATE EQUITY (SPAIN) FP GP LIMITED→ SC867986 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BURNETT FINANCIAL SERVICES LIMITED→ SC392373 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| BUSINESS ANGELS LTD→ SC781782 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CANINVEST LIMITED→ SC694846 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CASTLE OPERATIONS LTD→ SC381111 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CATALYST EPF (SCOTS) GP LIMITED→ SC343024 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-04-04
Jurisdictionscotland
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Greenside 12 Blenheim Place
Edinburgh
EH7 5JH
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31
Officers (3 active · 24 resigned)
WAKEFORD, Helen Mary→
Activesecretary · appointed 2026-02-04
View their other companies + combined net worth →
ALLAN, Ross Campbell→
Activedirector · ~52y · appointed 2024-01-31
View their other companies + combined net worth →
WAKEFORD, Helen Mary→
Activedirector · ~55y · appointed 2026-01-19
View their other companies + combined net worth →
BRUCE, Michelle→
Resignedsecretary · appointed 2024-03-01 · resigned 2025-02-01
COWLAND, Dan James→
Resignedsecretary · appointed 2019-12-03 · resigned 2023-05-02
DIXIE, Alice Sian Rhiannon→
Resignedsecretary · appointed 2025-02-01 · resigned 2025-12-15
MCPHERSON, Donald James→
Resignedsecretary · appointed 2008-04-04 · resigned 2013-01-18
MILLARD, Gemma Louise→
Resignedsecretary · appointed 2023-05-02 · resigned 2024-02-29
PETHERICK, Louis→
Resignedsecretary · appointed 2025-12-15 · resigned 2026-02-04
TARRAN, Paul James→
Resignedsecretary · appointed 2013-01-18 · resigned 2019-12-03
BANKS, Christopher Charles→
Resigneddirector · ~77y · appointed 2013-01-18 · resigned 2017-12-08
BURGESS, Robert Michael→
Resigneddirector · ~61y · appointed 2009-03-16 · resigned 2012-02-09
COWLAND, Dan James→
Resigneddirector · ~52y · appointed 2019-12-03 · resigned 2023-12-31
CURTIS, Rupert Morris→
Resigneddirector · ~73y · appointed 2012-01-18 · resigned 2018-12-31
DOCHERTY, Peter Gordon John→
Resigneddirector · ~45y · appointed 2023-12-31 · resigned 2026-01-19
HORN, Iain George→
Resigneddirector · ~66y · appointed 2008-04-04 · resigned 2010-08-18
KEELY, James→
Resigneddirector · ~50y · appointed 2022-09-05 · resigned 2024-01-31
KINGSTON, Greg→
Resigneddirector · ~54y · appointed 2019-12-03 · resigned 2020-07-25
KINLOCH, James Jeffrey→
Resigneddirector · ~64y · appointed 2010-02-01 · resigned 2012-06-30
MILL, Patrick John→
Resigneddirector · ~59y · appointed 2012-07-02 · resigned 2013-01-18
Click a director name to see their full track record across all companies.
Recent filings (103 total)
appoint-person-secretary-company-with-name-date
officers · AP03
2026-03-02
termination-secretary-company-with-name-termination-date
officers · TM02
2026-03-02
appoint-person-director-company-with-name-date
officers · AP01
2026-01-27
termination-director-company-with-name-termination-date
officers · TM01
2026-01-23
appoint-person-secretary-company-with-name-date
officers · AP03
2026-01-07
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-03
accounts-with-accounts-type-dormant
accounts · AA
2025-09-18
appoint-person-secretary-company-with-name-date
officers · AP03
2025-02-06
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-31
accounts-with-accounts-type-dormant
accounts · AA
2024-10-09
appoint-person-secretary-company-with-name-date
officers · AP03
2024-03-08
termination-director-company-with-name-termination-date
officers · TM01
2024-03-01
termination-secretary-company-with-name-termination-date
officers · TM02
2024-03-01