MACPHERSON ASSURANCE CONSULTANCY LTD.

🌳Matureactive
SC339503 · ltd · incorporated 2008-03-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-7.7k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £7,725
Cash YoY
-10%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£53k
↓ 9.6% YoY
Net Worth
-£8k
↓ 212% YoY
Current Assets
£53k
↓ 27% YoY
Current Liabilities
—
-£8k£8k£24k£40k£56k£72kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£-7.1k£-1.6k
Current assets£52.8k£72.4k
Cash£52.8k£58.4k
Debtors—£14.0k
Net assets£-7.7k£-2.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
3
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
  • • 1 address
Last 180 days
4
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
  • • 1 address
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-03-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-03-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-12-22
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  7. 2022-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-09-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-03-16
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2021-02-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-03-13
    ➖
    CRAIG, Caroline Louise resigned
    secretary
  13. 2019-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-04-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2017-03-17
    📄
    change-person-director-company
    officers · CH01
  18. 2016-04-06
    ➕
    MACPHERSON, Elizabeth Mhairi Margaret appointed
    director
  19. 2009-06-09
    ➕
    CRAIG, Caroline Louise appointed
    secretary
  20. 2009-06-09
    ➖
    MACPHERSON, Alison Lynn resigned
    secretary
  21. 2009-06-09
    ➖
    MACPHERSON, Alison Lynn resigned
    director
  22. 2008-03-12
    🏢
    Company incorporated
    As MACPHERSON ASSURANCE CONSULTANCY LTD.
  23. 2008-03-12
    ➕
    MACPHERSON, David James appointed
    director
  24. 2008-03-12
    ➕
    MACPHERSON, Alison Lynn appointed
    secretary
  25. 2008-03-12
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  26. 2008-03-12
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  27. 2008-03-12
    ➕
    MACPHERSON, Alison Lynn appointed
    director
  28. 2008-03-12
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-director
  29. 2008-03-12
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MACPHERSON" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
David James Macpherson
Individual · British · DOB 02/1974 · age 52
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-03-12
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Tibbermore Road
West Huntingtower
Perth
PH1 3NR
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25

Officers (2 active · 5 resigned)

MACPHERSON, David James→
director · ~52y · appointed 2008-03-12
View their other companies + combined net worth →
Active
MACPHERSON, Elizabeth Mhairi Margaret→
director · ~49y · appointed 2016-04-06
View their other companies + combined net worth →
Active
CRAIG, Caroline Louise→
secretary · appointed 2009-06-09 · resigned 2020-03-13
Resigned
MACPHERSON, Alison Lynn→
secretary · appointed 2008-03-12 · resigned 2009-06-09
Resigned
BRIAN REID LTD.→
corporate-secretary · appointed 2008-03-12 · resigned 2008-03-12
Resigned
MACPHERSON, Alison Lynn→
director · ~52y · appointed 2008-03-12 · resigned 2009-06-09
Resigned
STEPHEN MABBOTT LTD.→
corporate-director · appointed 2008-03-12 · resigned 2008-03-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (59 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-28
move-registers-to-registered-office-company-with-new-address
address · AD04
2022-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-16