HAMILTON LICENSED GROCERS LTD

🌳Matureactive

SC329772 · ltd · incorporated 2007-08-23

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 18.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£36.4k

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 67-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 18.6y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 18.6 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

7 officers (5 active, 7 linked, 4 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

6 connected companies via shared directors

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £36,418

Net assets shrinking

Down £13,543 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£36k

↓ 27% YoY

Current Assets

£37k

↑ 6.7% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-03-31	2024-03-31
Total assets	£618.0k	£629.6k
Current assets	£37.2k	£34.8k
Net assets	£36.4k	£50.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (31 events)Click to expand

2025-12-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2025-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2025-11-21
📄
change-person-secretary-company-with-change-date
officers · CH03
2025-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2025-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2025-02-07
📄
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2024-11-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-24
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-13
📄
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2019-12-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-01
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2018-12-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-12-08
🔒
Charge registered #3
Lender: Bank of Scotland PLC
2017-12-07
🔒
Charge registered #4
Lender: Bank of Scotland PLC
2017-10-23
🔒
Charge registered #2
Lender: Bank of Scotland PLC
2007-10-12
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
2007-09-19
➕
AHMED, Naeem appointed
secretary
2007-09-19
➕
AHMED, Naeem appointed
director
2007-09-19
➕
AHMED, Shakil appointed
director
2007-09-19
➕
HASSAN, Mahmood Ul Hassar appointed
director
2007-09-19
➕
HASSAN, Maqsood Ul appointed
director
2007-08-24
➖
FORM 10 SECRETARIES FD LTD resigned
corporate-nominee-secretary
2007-08-24
➖
FORM 10 DIRECTORS FD LTD resigned
corporate-nominee-director
2007-08-23
🏢
Company incorporated
As HAMILTON LICENSED GROCERS LTD
2007-08-23
➕
FORM 10 SECRETARIES FD LTD appointed
corporate-nominee-secretary
2007-08-23
➕
FORM 10 DIRECTORS FD LTD appointed
corporate-nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · ML postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BERMAR PROPERTIES (SCOTLAND) LIMITED→ SC162059 · est 1995	£1.34M £1.13M–£1.54M	—	£1.34M	—	30y	82	86y
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ACFORM INVESTMENTS LIMITED→ SC336660 · est 2008	£332.7k £282.8k–£382.6k	—	£332.7k	—	18y	83	61y
D C BREEZE LIMITED→ SC230805 · est 2002	£293.2k £249.2k–£337.2k	—	£293.2k	—	24y	82	62y
BELLSHILL METAL WORKS (GLASGOW) LIMITED→ SC026908 · est 1949	£263.0k £223.5k–£302.4k	—	£263.0k	—	77y	82	68y
ELMHURST LIMITED→ SC181120 · est 1997	£245.9k £209.0k–£282.8k	—	£245.9k	—	28y	82	86y
EMPIRE STATE LIMITED→ SC336178 · est 2008	£218.9k £186.1k–£251.8k	—	£218.9k	—	18y	82	67y
BIRNAM DEVELOPMENTS LIMITED→ SC231140 · est 2002	£175.7k £149.3k–£202.1k	—	£175.7k	—	24y	82	71y
S & J PROPERTY LETTING LTD.→ SC289197 · est 2005	£55.7k £47.4k–£64.1k	—	£55.7k	—	20y	83	76y
CROFTKIRK LIMITED→ SC270206 · est 2004	£28.9k £24.5k–£33.2k	—	£28.9k	—	21y	82	67y
CUSTOM PROPERTIES LIMITED→ SC280960 · est 2005	£25.0k £21.2k–£28.7k	—	£25.0k	—	21y	82	71y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2007-08-23

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

1 Campbell Lane

Hamilton

ML3 6DB

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-09-06

Last: 2025-08-23

Officers (5 active · 2 resigned)

AHMED, Naeem→

secretary · appointed 2007-09-19

View their other companies + combined net worth →

Active

AHMED, Naeem→

director · ~62y · appointed 2007-09-19

View their other companies + combined net worth →

Active

AHMED, Shakil→

director · ~67y · appointed 2007-09-19

View their other companies + combined net worth →

Active

HASSAN, Mahmood Ul Hassar→

director · ~56y · appointed 2007-09-19

View their other companies + combined net worth →

Active

HASSAN, Maqsood Ul→

director · ~53y · appointed 2007-09-19

View their other companies + combined net worth →

Active

FORM 10 SECRETARIES FD LTD→

corporate-nominee-secretary · appointed 2007-08-23 · resigned 2007-08-24

Resigned

FORM 10 DIRECTORS FD LTD→

corporate-nominee-director · appointed 2007-08-23 · resigned 2007-08-24

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:4 of 4 shown

		Type	Properties
outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	1 property	08/12/2017	—
outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	1 property	07/12/2017	—
outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	—	23/10/2017	—
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	12/10/2007	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (68 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2025-12-18

change-person-director-company-with-change-date

officers · CH01

2025-11-21

change-person-director-company-with-change-date

officers · CH01

2025-11-21

change-person-secretary-company-with-change-date

officers · CH03

2025-11-21

change-person-director-company-with-change-date

officers · CH01

2025-11-21

change-person-director-company-with-change-date

officers · CH01

2025-11-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-08-28

accounts-amended-with-accounts-type-micro-entity

accounts · AAMD

2025-02-07

accounts-with-accounts-type-micro-entity

accounts · AA

2024-11-14

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-08-23

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-05-24

accounts-with-accounts-type-micro-entity

accounts · AA

2023-12-14

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-08-23

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-08-23

accounts-with-accounts-type-micro-entity

accounts · AA

2022-06-10