COCO CHOCOLATIER LIMITED
- 46360Wholesale of sugar and chocolate and sugar confectionery
- 47240Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 6.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £1.02M | £961.6k |
| Current assets | £595.4k | £579.5k |
| Cash | £27.9k | £22.5k |
| Debtors | £192.4k | £211.4k |
| Net assets | £778.6k | £541.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 1 accounts
- • 2 mortgage
- • 1 accounts
Corporate timeline (29 events)Click to expand
- 2026-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-10🔓Charge satisfied #1
- 2026-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-26🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Virgin Money) (Company Number SC001111) (Company Number SC001111)
- 2025-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-06-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄memorandum-articlesincorporation · MA
- 2021-10-13📄resolutionresolution · RESOLUTIONS
- 2021-05-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-05-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-26🔒Charge registered #1Lender: Santander UK PLC
- 2018-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2013-07-12➕HAGGERTY, Calum James Macdonald appointeddirector
- 2013-07-12➖KERSWELL, George resignedsecretary
- 2013-07-12➖KNIGHTS-KERSWELL, Rebecca resigneddirector
- 2007-05-22🏢Company incorporatedAs COCO CHOCOLATIER LIMITED
- 2007-05-22➕KERSWELL, George appointedsecretary
- 2007-05-22➕INCORPORATE SECRETARIAT LIMITED appointedcorporate-nominee-secretary
- 2007-05-22➖INCORPORATE SECRETARIAT LIMITED resignedcorporate-nominee-secretary
- 2007-05-22➕KNIGHTS-KERSWELL, Rebecca appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Mothership Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mothership Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 31/08/2021 |
1 historic (ceased) PSC
- Mr Calum James Macdonald Haggertyceased 31/08/2021· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) (Company Number SC001111) (Company Number SC001111) | A registered charge | — | 26/01/2026 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | — | 26/06/2019 | 10/02/2026 |